GEORGIA VA MORTGAGE LENDERS

Are you in need of a Georgia VA mortgage lender? Then you’ve found the right VA mortgage website. We have helped countless VA mortgage applicants across GA utilize their unique VA Mortgage Benefits to get into the GA home of their dreams!

Get pre-qualified today by a Georgia VA mortgage lender for a no money down VA mortgage. We take a common-sense approach to our VA loan approvals providing 100% financing all the way down to a 580 fico score! We look forward to helping you secure the home of your choice with the unique benefits of the VA mortgage program and helping you move into your Georgia dream home!

SAME DAY GEORGIA VA MORTGAGE PRE-APPROVALS!

CHECK GEORGIA VA MORTGAGE LENDERS FUNDING FEE TABLES AT THIS LINK

Georgia VA Mortgage Applicants Eligibility

You must have suitable credit min 580 fico, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Georgia Service members and Veterans, spouses, and other eligible beneficiaries.

VA home loans can be used to:

• Buy a home, a condominium unit in a VA-approved project
• Build a home
• Simultaneously purchase and improve a home
• Improve a home by installing energy-related features or making energy efficient improvements
• Buy a manufactured home and/or lot.

Veterans Eligibility For A VA Mortgage Loan

For the purposes of VA health benefits and services, a person who served in the active military service and who was discharged or released under conditions other than dishonorable is a Veteran. If you served in the active military service and were separated under any condition other than dishonorable, you may qualify for VA health care benefits. Current and former members of the Reserves or National Guard who were called to active duty by a federal order and completed the full period for which they were called or ordered to active duty may be eligible for VA health benefits as well.

Georgia VA Minimum Duty Requirements

Most Georgia Veterans who enlisted after September 7, 1980, or entered active duty after October 16, 1981, must have served 24 continuous months or the full period for which they were called to active duty in order to be eligible. This minimum duty requirement may not apply to Georgia Veterans who were discharged for a disability incurred or aggravated in the line of duty, for a hardship or “early out,” or those who served prior to September 7, 1980. Since there are several other exceptions to the minimum duty requirements, VA encourages all Georgia Veterans to apply so that we may determine their enrollment eligibility.

Enhanced Georgia Veteran Eligibility

Certain Veterans may be afforded enhanced eligibility status when applying and enrolling in the VA health care system. Veterans who:

• Are a FormerPrisoner of War (POW)
• In receipt of the Purple Heart Medal.
• In receipt of the Medal of Honor.
• Have a compensable VA awarded service-connected disability of 10% or more.
• In receipt of a VA Pension.
• Were discharged from the military because of a disability (not preexisting), early out, or hardship.
• Served in a Theater of Operations for 5 years post discharge.
• Served in the Republic of Vietnam from January 9, 1962 to May 7, 1975.
  S. Navy and Coast Guard ships associated with military service in Vietnam
• Served in the Persian Gulf from August 2, 1990 to November 11, 1998.
• Were stationed or resided at Camp Lejeune for 30 days or more between August 1, 1953 and December 31, 1987.
• Are found by VA to be Catastrophically Disabled.
• Previous years’ household income is below VA’s National Income or Geographical-Adjusted Thresholds.

Georgia Veteran Relocation

Many Georgia veterans we speak with are moving to Georgia for the first time. Military relocation (or simply moving) is never an easy process. We can help make the VA mortgage of your new Georgia home one less thing to worry about.

We can provide you with information and contacts to make your transition to Georiga easier, no matter if you are headed to in Georgia

Georgia Military Bases

Camp Frank D Merrill Army Base In Dahlonega, GA

Dahlonega, Georgia Military Bases

Camp Frank D. Merrill is among the less important military bases operated by the US Army. It is located in Georgia and one of the few bases in the area. The state is not that highly advanced from this point of view, therefore the …

 Fort Stewart Army Base In Liberty, GA

Liberty, Georgia Military Bases

Sprawling over 280,000 acres (or 1,100 square kilometers) in a very ideal location near the historic city of Savannah,

 Hunter Army Airfield Army Base In Savannah, GA

Savannah, Georgia Military Bases

Hunted Army Airfield is located in Savannah, in the eastern side of Georgia. It is directly subordinated to a larger military base – Fort Stewart. Fort Stewart 

Fort Benning Army Base In Columbus, GA

Columbus, Georgia Military Bases

Fort Benning is a U.S. Army base located in Mucoge and Chattahoochee counties near Columbus, Georgia. Covering 182,000 acres in west central Georgia and a small portion of its land in east central Alabama,

 Fort Gillem Army Base In Forest Park, GA

Forest Park, Georgia Military Bases

Fort Gillem is part of the wide category of small and satellite bases. It is run by the US Army and located in Forest Park. Its “mother” base is Fort McPherson. This means there are particular facilities that the inhabitants o…

 Fort Gordon Army Base In Augusta, GA

Augusta, Georgia Military Bases

Fort Gordon – also referred to as Camp Gordon – is one of the oldest military establishments, dating since 1917. It is spread over four different counties in Georgia – Columbia, Jefferson, Richmond and McDuffie. 

 Fort Mcpherson Army Base In East Point, GA

East Point, Georgia Military Base

Fort McPherson, Georgia is one of the US Army operated military installations. It is situated in East Point, relatively close to Atlanta. Over the years, it was the headquarters of multiple centers and commands in the US Army

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