10% DOWN + TEXAS SELF EMPLOYED BANK STATMENT ONLY MORTGAGE LENDERS
self-em·ployed adjective: TTexas self-employedworking for oneself as a freelancer or the owner of a business rather than for an employer. Most self-employed Texas mortgage applicants cannot get approved because they take advantage of to many write-offs. OUR BANK STATEMENT the ONLY PROGRAM SOLVES THIS PROBLEM! BANK STATEMENT ONLY MORTGAGE LENDERS QUESTIONS AND ANSWERS!
Texas Self Employed Jumbo Mortgage Lenders Key Points
- 600 Minimum MID FICO score required
- 10% down payment requires 660 MID-FICO score
- 15% down payment or greater requires 600 MID-FICO scores.
- Bank Statment Only Mortgage Lenders Maximum Loan Amount- $3,000,000
- Purchase or Refinance or Cash Out Refinance with up to $500,000 cash out.
- Self Employed can qualify using 24 Months business or 12 months personal statements.
- We also have a true “Stated Income” available for Investment properties only.
- Must be self-employed for at least 24 months for bank statement qualifier.
- We can combine income from w-2 Self-employed mortgage applicants with a Self-Employed co-Self employed mortgage loan applicants.
- Primary Residence – Investment – 2nd/Vacation Home all O.K.
- No Manufactured or Mobile Homes or Commercial Property
- New Builder Homes OK but NO “construction loans” available.
- Available in 30 Year Fixed Rate and 5/1 ARM products.
- No Pre-Payment Penalties and No PMI for primary and 2nd homes including 90% LTV.
- Special Product options for “lease option to purchase” transactions. See below for more details
- do-i-need-rental-history-to-qualify-for-a-bank-statement-only-mortgage
- Whats the minimum credit score for a bank statement only loan?
- How is income calculated for your bank statement only mortgage loan program?
- How long do I have to prove self-employed to qualify for your bank Statement only loan program?
- Whats your minimum loan amount for a bank statement only mortgage loan?
- how long does it take to get a Pre Approval letter on a Bank Statement the only mortgage?
- what-if-im-self-employed-but-can not-prove-i-have-been-in-business-for-at-least-2-years
- What deposits have NOT used the qualify using bank statements only for income?
- Can i deposit money into more than 1 bank account and still qualify the income?
- how-much-of-a-down-payment-do-i-need-for-a-bank-statement-only-loan
- How long does it take to qualify and close on a bank statement the only loan?
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