Texas Mortgage Lenders After Bankruptcy – Foreclosure – Short Sale. Purchase 1 day after bankruptcy, foreclosure, short sale and deed in lieu of Texas foreclosure up to 2.5 million. These are not subprime loans, but they do often have higher interest rates, and higher closing costs.
PORTFOLIO- PRIVATE TEXAS MORTGAGE LENDER APPROVALS! Purchase 1 day after bankruptcy, foreclosure, short sale and deed in lieu of Texas foreclosure up to 2.5 million. These are not subprime loans, but they do often have higher interest rates, and higher closing costs.
Jan 25, 2018 – TEXAS Bad Credit -VA-Private Mortgage Lenders After Bankruptcy TEXAS Chapter 7, 11 or 13 bankruptcies and want to know if you can still get a TEXAS mortgage the answer is YES!!! Call Now 954-667-9110.
Texas Mortgage Lenders After Bankruptcy – Foreclosure – Short Sale. Purchase 1 day after bankruptcy, foreclosure, short sale and deed in lieu of Texas foreclosure up to 2.5 million. These are not subprime loans, but they do often have higher interest rates, and higher closing costs.
Same Day Texas Bad Credit Loan Approvals!
Many Bad Credit Texas mortgage applicants don’t realize these Government guaranteed low-interest rate Bad Credit , VA mortgage loans can help Texas home buyers with bad credit. Even If you have a bad credit past and you’re looking for a low Texas mortgage interest rateTexas mortgage a government or private lender may be a better option then renting.
12 months after a chapter 13 Bankruptcy Bad Credit mortgage Lender approvals!
24 months after a chapter 7Bankruptcy Bad Credit mortgage Lender approvals!
3 years after a Foreclosure Bad Credit mortgage Lender approvals!
No Credit Score Bad Credit mortgage Lender approvals!
580 required for 96.5% financing or 3.5% down payment Bad Credit mortgage Lender approvals.
500 required for 90% financing or 10% down payment Bad Credit mortgage Lender approvals.
BAD CREDIT TEXAS with minimum 500 FICO credit score with 10% Down Payment Bad Credit . For Bad Credit mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!
Owner-occupied, 2nd homes, and investment properties
Non-warrantable condos considered
Jumbo loans down to 500 score
5/1 ARM or 30-year fixed
No pre-payment penalty for owner-occ and 2nd homes
No active tradelines OK with housing hisstory
SFRs, townhomes, condos, 2-4 units
Seller concessions to 6% (2% for investment)
ALL TEXAS SITUATIONS ARE WELCOME!!!
The Bad Credit mortgage can help you purchase a new Texas home with 3.5% down payment even if you have bad credit. Even If you’ve had accounts forwarded to collections, past bankruptcies or Foreclosures, high debt to income ratio, then you still may qualify for our bad credit or no credit Texas mortgage. These government-backed bad credit Texas mortgage loans can work for Texas mortgage applicants that don’t have cash for a down payment or closing costs. And they are a much better choice than a Texas hard money loan.
We work with all types of bad credit Texas mortgage applicants with all types of credit situations who described themselves as having “bad credit” – that are now Texas homeowners! The truth is, there are many more Bad credit mortgage applicants that will qualify for an Bad Credit mortgage over the conventional mortgage.
TEXAS BAD CREDIT REPAIR CHECKLIST
Credit scores indicate to Texas mortgage Lenders how well you manage money. You can improve bad credit mortgage application by demonstrating that you can now handle monthly obligations more responsibly. Furthermore, since bad credit scores could translate into high interest rates on your next bad credit Texas mortgage, your improved credit score will help you get lower interest rates when you are ready to qualify.
HOW DO I IMPROVE BAD CREDIT TO QUALIFY FOR A TEXAS MORTGAGE?
Here are a few ways bad credit Texas mortgage applicants can raise their chances of qualifying for a Texas mortgage:
Prove 12 months’ timely rental history either provide canceled checks or verification of rent from a management company. In the hierarchy of credit if you can prove to the Texas bad credit mortgage lender timely rent then you have proven the ability to pay the mortgage.
Show the Teas mortgage lender last 12 months’ timely payment history with 0 x 30 days late in the last 12 months on any credit reported obligations.
Keep all revolving charge card balances as low as possible less than 10% of the limit is best.
Negotiate all past collections on your credit report other than medical bills to show a zero balance.
BAD CREDIT TEXAS MORTGAGE Lenders PROGRAMS INCLUDE:
ALL TEXAS SITUATIONS ARE WELCOME- SERVING EVERY CITY LOCATION IN TEXAS INCLUDING:
Cities with populations over 10,000 include: Abilene, Alice, Alvin, Amarillo, Andrews, Angleton, Arlington, Athens, Bay City, Beaumont, Beeville, Belton, Big Spring, Borger, Brenham, Brownsville, Brownwood, Bryan, Burkburnett, Canyon, Carrollton, Cedar Park, Cleburne, College Station, Conroe, Converse, Copperas Cove, Corpus Christi, Corsicana, Dallas, Del Rio, Denison, Denton, Dumas, Eagle Pass, Edinburg, El Campo, El Paso, Ennis, Fort Worth, Freeport, Gainesville, Galveston, Gatesville, Georgetown, Greenville, Groves, Harlingen, Henderson, Hereford, Hewitt, Houston, Humble, Huntsville, Ingleside, Irving, Jacksonville, Kerrville, Kilgore, Killeen, Kingsville, La Marque, Lake Jackson, Lamesa, Laredo, Levelland, Lewisville, Live Oak, Lockhart, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Midland, Missouri City, Mount Pleasant, Nacogdoches, New Braunfels, Palestine, Pampa, Paris, Pasadena, Pecos, Plainview, Plano, Port Arthur, Port Lavaca, Portland, Richmond, Rio Grande City, Rockwall, Roma, Round Rock, San Angelo, San Antonio, San Benito, San Marcos, Seguin, Sherman, Snyder, Socorro, Stephenville, Sugar Land, Sulphur Springs, Sweetwater, Taylor, Texas City, Tyler, Uvalde, Vernon, Victoria, Vidor, Waco, Waxahachie and Wichita Falls.