TEXAS CHAPTER 13 BK MORTGAGE LENDERS

In the past, traditional FHA mortgage lenders have automatically rejected FHA mortgage applicants who filed a Texas Chapter 13TEXAS BANKRUPTCY. Today those who have declared a Texas Chapter 13personal TEXAS BANKRUPTCY can qualify for an FHA mortgage today! Many bad credit mortgage applicants are left out of purchasing a home without the help of the FHA TEXAS BANKRUPTCY mortgage program. Most borrowers think that they must wait at least 7 to 10 years after a Texas Chapter 13TEXAS BANKRUPTCY to purchase a home with an FHA mortgage.Can I Get a Mortgage While In TEXAS BANKRUPTCY? YES! A Texas Chapter 13TEXAS BANKRUPTCY does not disqualify a Borrower from obtaining an FHA-insured Mortgage if at the time of case number assignment at least 12 months of the pay-out period under the Texas Chapter 13payout TEXAS BANKRUPTCY has elapsed. The Mortgagee must determine that during this time, the Borrower’s payment performance has been satisfactory and all required payments have been made on time; and the Borrower has received written permission from TEXAS BANKRUPTCY court to enter the mortgage transaction.

CHAPTER 7 TEXAS BANKRUPTCY LENDERS– (minimum 24 months) The  FHA mortgage applicant may still qualify for a new FHA mortgage after declaring Chapter 7 TEXAS BANKRUPTCY, if at least 24 months have passed since the TEXAS BANKRUPTCY discharge date. The FHA mortgage applicant must also have re-established proof of timely payment history or have opted to incur no new debts (this means you specifically chose to take out no new loans, credit cards, etc.). Some FHA mortgage lenders will accept a time period of less than 2 years (though usually no less than 1) if you can show the TEXAS BANKRUPTCY was due to extenuating circumstances.

Texas Chapter 13 TEXAS BANKRUPTCY LENDERS– (minimum 12 months)The FHA mortgage applicant may also still qualify for an FHA insured loan after declaring Texas Chapter 13TEXAS BANKRUPTCY after at least 12 months of the TEXAS BANKRUPTCY repayment plan period has passed and the borrower has been making satisfactory payments. In these cases, the borrower must also request permission from the court to enter into a new loan contract.

 

Down payment only 3.5% of the purchase price.
Gifts from family or FHA Grants for down payment assistance and closing costs OK!
Sellers can credit the buyer’s up to 6% of sales price towards buyers costs and pre-paid.
No reserves or future payments in account required.
FHA regulated closing costs.
Read more about buying a home with an FHA mortgage Bad Credit –No Credit – Investment –Second Home –Multi Family –
FHA MORTGAGE LENDERS CREDIT APPROVALS WITH  Texas Chapter 13TEXAS BANKRUPTCY ALLOW FOR-

12 months after a Texas Chapter 13TEXAS BANKRUPTCY FHA mortgage Lender approvals!
24 months after a chapter 7 TEXAS BANKRUPTCY FHA mortgage Lender approvals!
3 years after a Foreclosure FHA mortgage Lender approvals!
No Credit Score FHA mortgage Lender approvals!
580 required for 96.5% financing or 3.5% down payment FHA mortgage Lender approvals.
500 required for 90% financing or 10% down payment FHA mortgage Lender approvals.
Bad Credit with minimum 500 FICO credit score with 10% Down Payment FHA. For FHA mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!
Read more about FHA Qualifying Qualification Summary – Manual Underwrite – Collections-Judgement’s – TEXAS BANKRUPTCY or Foreclosure – Compensating Factors –
FHA MORTGAGE LENDERS ALLOW HIGHER DEBT TO INCOME WITH PREVIOUS Texas Chapter 13TEXAS BANKRUPTCY-

FHA allows higher debt ratio’s than any conventional mortgage loan programs.
Less than two years on the same job is OK!
Self-employed buyers can also qualify with FHA Mortgage Lenders.
Read More about Gifts For Down Payment – Documents Checklist – Debt To Income – Student Loans –
FHA MORTGAGE LOAN ARE EASIER TO QUALIFY FOR WITH A Texas Chapter 13TEXAS BANKRUPTCY- FHA mortgage guidelines tend to be more lenient in areas such as a Texas Chapter 13TEXAS BANKRUPTCYt, debt to income ratios and cash to close. Because of this FHA mortgage insurance borrowers will find that FHA mortgage rates are better than a conventional mortgage rates. The  FHA mortgage provides all these benefits while protecting FHA mortgage lenders from loss.

BORROWERS Texas Chapter 13TEXAS BANKRUPTCY MISCONCEPTION- While some declaring a Texas Chapter 13TEXAS BANKRUPTCY have had trouble managing their money, many Texas Chapter 13mortgage applicants of those declaring have had circumstances events beyond their control. Over the past several years, Americans have been filing Texas Chapter 13TEXAS BANKRUPTCY at record-high levels.

FHA MORTGAGE AFTER A Texas Chapter 13TEXAS BANKRUPTCY- When you file a Texas Chapter 13TEXAS BANKRUPTCY without a doubt there is certainly a negative mark on a credit report. A Texas Chapter 13TEXAS BANKRUPTCY it does not necessarily disqualify a borrower from attractive rates and low down-payment  when you go with an FHA mortgage. Recognizing that sometimes-bad things happen to good people, some select bad credit mortgage lenders willing to take a calculated risk, but at a much higher rate. Many FHA mortgage lenders use a scoring system to determine whether potential buyers are a worthwhile risk. However a Texas Chapter 13TEXAS BANKRUPTCY gives an automatic low score. However, a  select group of FHA mortgage lenders are beginning to look beyond the scores and look at the individuals in need. Instead of waiting 2 or 4 years after being discharged from TEXAS BANKRUPTCY, some mortgage professionals are willing to give a home loan much sooner. Those who have declared Chapter 7 TEXAS BANKRUPTCY liquidation may be eligible for a loan one day after discharge, and those who have declared Texas Chapter 13may be eligible for a loan even while still reorganizing.

FHA MORTGAGE LENDERS DOWN PAYMENT AFTER A TEXAS BANKRUPTCY- Another common misconception is that a previous TEXAS BANKRUPTCY on your credit report will require you to have a large down-payment and pay extremely high rates and points. There are currently programs available with zero down-payment and with very attractive rates and points. Some lenders are even pre-qualifying buyers for a loan, saving time and making the home-buying experience easier and more efficient. When a buyer pre-qualifies, they will have the advantage of greater negotiating power.

FHA MORTGAGE LENDERS DOWN PAYMENT AFTER A TEXAS BANKRUPTCY- Many don’t know this but you can qualify for an FHA loan down to a 500 fico score. Most TEXAS BANKRUPTCY FHA mortgage lenders require a bare min 580 fico score.

FINDING THE RIGHT FHA MORTGAGE LENDER AFTER A Texas Chapter 13TEXAS BANKRUPTCY-No matter what the situation, select the FHA mortgage lenders that allow purchases after a Texas Chapter 13TEXAS BANKRUPTCY.  have a program that will work for the buyer with a TEXAS BANKRUPTCY history. If a buyer cannot get approved, there are customized plans that can re-establish credit to help the buyer become mortgage-ready, ensuring home ownership in the near future. Because of new options, Texas Chapter 13TEXAS BANKRUPTCY no longer needs to stand in the way of getting a home loan. With the help of more compassionate lenders, those who have experienced financial difficulty will have an easier time getting a home loan.

Texas Cities
Name	County	Lake Bridgeport	Wise
Abbott	Hill	Lake Dallas	Denton
Abernathy	Lubbock	Lake Jackson	Brazoria
Hale		Lake Worth	Tarrant
Abilene County Texas	Taylor	Lakeport	Gregg
Jones		Lakeway	Travis
Ackerly	Dawson	Lakewood Village	Denton
Martin		Lamesa County Texas	Dawson
Addison	Dallas	Lampasas County Texas	Lampasas
Adrian	Oldham	Lancaster	Dallas
Agua Dulce	Nueces	Laredo County Texas	Webb
Alamo	Hidalgo	Latexo	Houston
Alamo Heights	Bexar	Lavon	Collin
Albany County Texas	Shackelford	League City	Galveston
Aledo	Parker	Harris
Alice County Texas	Jim Wells	Leakey County Texas	Real
Allen	Collin	Leander	Travis
Alpine	Brewster	Williamson
Alton	Hidalgo	Leary	Bowie
Alvarado	Johnson	Leon Valley	Bexar
Alvin	Brazoria	Leona	Leon
Amarillo County Texas	Potter	Leonard	Fannin
Randall		Leroy	McLennan
Ames	Liberty	Levelland County Texas	Hockley
Amherst	Lamb	Lewisville	Denton
Anahuac County Texas	Chambers	Liberty County Texas	Liberty
Anderson County Texas	Grimes	Liberty Hill	Williamson
Andrews County Texas	Andrews	Lindale	Smith
Angleton County Texas	Brazoria	Linden County Texas	Cass
Angus	Navarro	Lindsay	Cooke
Anna	Collin	Lipan	Hood
Anson County Texas	Jones	Little Elm	Denton
Anton	Hockley	Littlefield County Texas	Lamb
Appleby	Nacogdoches	Little River-Academy	Bell
Aquilla	Hill	Live Oak	Bexar
Aransas Pass	San Patricio	Liverpool	Brazoria
Aransas		Llano County Texas	Llano
Nueces		Lockhart County Texas	Caldwell
Archer City County Texas	Archer	Log Cabin	Henderson
Arcola	Fort Bend	Lometa	Lampasas
Argyle	Denton	Lone Oak	Hunt
Arlington	Tarrant	Lone Star	Morris
Arp	Smith	Longview County Texas	Gregg
Asherton	Dimmit	Harrison
Athens County Texas	Henderson	Lorena	McLennan
Atlanta	Cass	Lorenzo	Crosby
Aubrey	Denton	Los Fresnos	Cameron
Aurora	Wise	Los Ybanez	Dawson
Austin County Texas	Travis	Lott	Falls
Williamson		Lovelady	Houston
Hays		Lowry Crossing	Collin
Austwell	Refugio	Lubbock County Texas	Lubbock
Avery	Red River	Lucas	Collin
Azle	Parker	Lueders	Jones
Tarrant		Shackelford
Bailey	Fannin	Lufkin County Texas	Angelina
Baird County Texas	Callahan	Luling	Caldwell
Balch Springs	Dallas	Lumberton	Hardin
Balcones Heights	Bexar	Lyford	Willacy
Ballinger County Texas	Runnels	Lytle	Atascosa
Balmorhea	Reeves	Medina
Bandera County Texas	Bandera	Bexar
Bangs	Brown	Madisonville County Texas	Madison
Bardwell	Ellis	Magnolia	Montgomery
Barry	Navarro	Malakoff	Henderson
Barstow	Ward	Manor	Travis
Bartlett	Williamson	Mansfield	Tarrant
Bell		Johnson
Bastrop County Texas	Bastrop	Ellis
Bay City County Texas	Matagorda	Manvel	Brazoria
Bayou Vista	Galveston	Marble Falls	Burnet
Baytown	Harris	Marfa County Texas	Presidio
Chambers		Marion	Guadalupe
Beach City	Chambers	Marlin County Texas	Falls
Beasley	Fort Bend	Marquez	Leon
Beaumont County Texas	Jefferson	Marshall County Texas	Harrison
Beckville	Panola	Mart	Limestone
Bedford	Tarrant	McLennan
Bedias	Grimes	Martindale	Caldwell
Bee Cave	Travis	Mason County Texas	Mason
Beeville County Texas	Bee	Mathis	San Patricio
Bellaire	Harris	Maud	Bowie
Bellevue	Clay	Maypearl	Ellis
Bellmead	McLennan	McAllen	Hidalgo
Bellville County Texas	Austin	McCamey	Upton
Belton County Texas	Bell	McGregor	McLennan
Benavides	Duval	Coryell
Benbrook	Tarrant	McKinney County Texas	Collin
Benjamin County Texas	Knox	McLendon-Chisholm	Rockwall
Bertram	Burnet	Meadowlakes	Burnet
Beverly Hills	McLennan	Meadows Place	Fort Bend
Bevil Oaks	Jefferson	Melissa	Collin
Big Lake County Texas	Reagan	Memphis County Texas	Hall
Big Spring County Texas	Howard	Menard County Texas	Menard
Big Wells	Dimmit	Mercedes	Hidalgo
Bishop	Nueces	Meridian County Texas	Bosque
Blackwell	Nolan	Mertzon County Texas	Irion
Coke		Mesquite	Dallas
Blanco	Blanco	Kaufman
Blossom	Lamar	Mexia	Limestone
Blue Mound	Tarrant	Miami County Texas	Roberts
Blue Ridge	Collin	Midland County Texas	Midland
Boerne County Texas	Kendall	Martin
Bogata	Red River	Midlothian	Ellis
Bonham County Texas	Fannin	Midway	Madison
Borger	Hutchinson	Milano	Milam
Bovina	Parmer	Miles	Runnels
Bowie	Montague	Mineola	Wood
Brackettville County Texas	Kinney	Mineral Wells	Palo Pinto
Brady County Texas	McCulloch	Parker
Brazoria	Brazoria	Mingus	Palo Pinto
Brazos Bend	Hood	Mission	Hidalgo
Brazos Country	Austin	Missouri City	Fort Bend
Breckenridge County Texas	Stephens	Harris
Bremond	Robertson	Mobeetie	Wheeler
Brenham County Texas	Washington	Mobile City	Rockwall
Briaroaks	Johnson	Monahans County Texas	Ward
Bridge City	Orange	Winkler
Bridgeport	Wise	Mont Belvieu	Chambers
Brookshire	Waller	Liberty
Brookside Village	Brazoria	Montgomery	Montgomery
Browndell	Jasper	Moody	McLennan
Brownfield County Texas	Terry	Moore Station	Henderson
Brownsboro	Henderson	Moran	Shackelford
Brownsville County Texas	Cameron	Morgan	Bosque
Brownwood County Texas	Brown	Morgan’s Point	Harris
Bruceville-Eddy	McLennan	Morgan’s Point Resort	Bell
Falls		Morton County Texas	Cochran
Bryan County Texas	Brazos	Mount Calm	Hill
Bryson	Jack	Mount Enterprise	Rusk
Buda	Hays	Mount Pleasant County Texas	Titus
Buffalo	Leon	Mountain City	Hays
Bulverde	Comal	Muenster	Cooke
Bunker Hill Village	Harris	Muleshoe County Texas	Bailey
Burkburnett	Wichita	Munday	Knox
Burke	Angelina	Murchison	Henderson
Burleson	Johnson	Murphy	Collin
Tarrant		Mustang Ridge	Travis
Burnet County Texas	Burnet	Caldwell
Byers	Clay	Nacogdoches County Texas	Nacogdoches
Cactus	Moore	Naples	Morris
Caddo Mills	Hunt	Nash	Bowie
Caldwell County Texas	Burleson	Nassau Bay	Harris
Callisburg	Cooke	Natalia	Medina
Calvert	Robertson	Navasota	Grimes
Cameron County Texas	Milam	Nazareth	Castro
Camp Wood	Real	Nederland	Jefferson
Campbell	Hunt	Needville	Fort Bend
Canadian County Texas	Hemphill	Nevada	Collin
Canton County Texas	Van Zandt	Newark	Tarrant
Canyon County Texas	Randall	Wise
Carmine	Fayette	New Berlin	Guadalupe
Carrizo Springs County Texas	Dimmit	New Boston	Bowie
Carrollton	Denton	New Braunfels County Texas	Comal
Dallas		Guadalupe
Collin		Newcastle	Young
Carthage County Texas	Panola	New Chapel Hill	Smith
Cashion Community	Wichita	New Fairview	Wise
Castle Hills	Bexar	New Home	Lynn
Castroville	Medina	New London	Rusk
Cedar Hill	Dallas	New Summerfield	Cherokee
Ellis		Newton County Texas	Newton
Cedar Park	Travis	New Waverly	Walker
Williamson		Niederwald	Hays
Celeste	Hunt	Caldwell
Celina	Collin	Nixon	Gonzales
Denton		Wilson
Center County Texas	Shelby	Nocona	Montague
Centerville County Texas	Leon	Nolanville	Bell
Chandler	Henderson	Nome	Jefferson
Channing County Texas	Hartley	Liberty
Charlotte	Atascosa	Noonday	Smith
Chico	Wise	Nordheim	DeWitt
Childress County Texas	Childress	North Cleveland	Liberty
Chillicothe	Hardeman	North Richland Hills	Tarrant
China	Jefferson	Novice	Coleman
Chireno	Nacogdoches	Oak Leaf	Ellis
Cibolo	Guadalupe	Oak Point	Denton
Bexar		Oak Ridge North	Montgomery
Cisco	Eastland	O’Brien	Haskell
Clarendon County Texas	Donley	Odem	San Patricio
Clarksville County Texas	Red River	Odessa County Texas	Ector
Clarksville City	Gregg	Midland
Upshur		O’Donnell	Lynn
Claude County Texas	Armstrong	Dawson
Clear Lake Shores	Galveston	Oglesby	Coryell
Cleburne County Texas	Johnson	Old River-Winfree	Chambers
Cleveland	Liberty	Liberty
Clifton	Bosque	Olmos Park	Bexar
Clute	Brazoria	Olney	Young
Clyde	Callahan	Olton	Lamb
Cockrell Hill	Dallas	Omaha	Morris
Coldspring County Texas	San Jacinto	Onalaska	Polk
Coleman County Texas	Coleman	Orange County Texas	Orange
College Station	Brazos	Orange Grove	Jim Wells
Colleyville	Tarrant	Orchard	Fort Bend
Colmesneil	Tyler	Ore City	Upshur
Colorado City County Texas	Mitchell	Overton	Rusk
Columbus County Texas	Colorado	Smith
Comanche County Texas	Comanche	Ovilla	Ellis
Combine	Kaufman	Dallas
Dallas		Oyster Creek	Brazoria
Commerce	Hunt	Palacios	Matagorda
Conroe County Texas	Montgomery	Palestine County Texas	Anderson
Converse	Bexar	Palmhurst	Hidalgo
Cool	Parker	Palm Valley	Cameron
Cooper County Texas	Delta	Palmview	Hidalgo
Coppell	Dallas	Pampa County Texas	Gray
Denton		Panorama Village	Montgomery
Copperas Cove	Coryell	Paradise	Wise
Lampasas		Paris County Texas	Lamar
Bell		Parker	Collin
Corinth	Denton	Pasadena	Harris
Corpus Christi County Texas	Nueces	Pattison	Waller
Kleberg		Patton Village	Montgomery
San Patricio		Pearland	Brazoria
Aransas		Fort Bend
Corsicana County Texas	Navarro	Harris
Cottonwood	Kaufman	Pearsall County Texas	Frio
Cottonwood Shores	Burnet	Pecan Gap	Delta
Cotulla County Texas	La Salle	Fannin
Coupland	Williamson	Pecan Hill	Ellis
Cove	Chambers	Pecos County Texas	Reeves
Covington	Hill	Pelican Bay	Tarrant
Coyote Flats	Johnson	Penitas	Hidalgo
Crandall	Kaufman	Perryton County Texas	Ochiltree
Crane County Texas	Crane	Petersburg	Hale
Cranfills Gap	Bosque	Petrolia	Clay
Creedmoor	Travis	Petronila	Nueces
Cresson	Hood	Pflugerville	Travis
Johnson		Williamson
Parker		Pharr	Hidalgo
Crockett County Texas	Houston	Pilot Point	Denton
Crosbyton County Texas	Crosby	Pine Forest	Orange
Crowell County Texas	Foard	Pinehurst	Orange
Crowley	Tarrant	Pineland	Sabine
Johnson		Piney Point Village	Harris
Crystal City County Texas	Zavala	Pittsburg County Texas	Camp
Cuero County Texas	DeWitt	Plainview County Texas	Hale
Cumby	Hopkins	Plano	Collin
Cushing	Nacogdoches	Denton
Cut and Shoot	Montgomery	Pleasanton	Atascosa
Daingerfield County Texas	Morris	Plum Grove	Liberty
Daisetta	Liberty	Point	Rains
Dalhart County Texas	Dallam	Point Blank	San Jacinto
Hartley		Point Comfort	Calhoun
Dallas County Texas	Dallas	Port Aransas	Nueces
Collin		Port Arthur	Jefferson
Denton		Orange
Kaufman		Port Isabel	Cameron
Rockwall		Port Lavaca County Texas	Calhoun
Dalworthington Gardens	Tarrant	Port Neches	Jefferson
Danbury	Brazoria	Portland	Nueces
Dayton	Liberty	San Patricio
Dayton Lakes	Liberty	Post County Texas	Garza
De Leon	Comanche	Poteet	Atascosa
Dean	Clay	Poynor	Henderson
Decatur County Texas	Wise	Prairie View	Waller
DeCordova	Hood	Premont	Jim Wells
Deer Park	Harris	Presidio	Presidio
DeKalb	Bowie	Princeton	Collin
Dell City	Hudspeth	Progreso	Hidalgo
Del Rio County Texas	Val Verde	Progreso Lakes	Hidalgo
Denison	Grayson	Quanah County Texas	Hardeman
Denton County Texas	Denton	Queen City	Cass
Deport	Lamar	Quinlan	Hunt
Red River		Quitaque	Briscoe
DeSoto	Dallas	Quitman County Texas	Wood
Devers	Liberty	Ralls	Crosby
Devine	Medina	Ranger	Eastland
Diboll	Angelina	Rankin County Texas	Upton
Dickens County Texas	Dickens	Ravenna	Fannin
Dickinson	Galveston	Raymondville County Texas	Willacy
Dilley	Frio	Red Lick	Bowie
Dimmitt County Texas	Castro	Red Oak	Ellis
Donna	Hidalgo	Redwater	Bowie
Dorchester	Grayson	Reklaw	Cherokee
Dripping Springs	Hays	Rusk
Driscoll	Nueces	Reno	Lamar
Dublin	Erath	Reno	Parker
Dumas County Texas	Moore	Tarrant
Duncanville	Dallas	Rhome	Wise
Eagle Lake	Colorado	Rice	Navarro
Eagle Pass County Texas	Maverick	Richardson	Dallas
Early	Brown	Collin
Earth	Lamb	Richland Hills	Tarrant
East Bernard	Wharton	Richmond County Texas	Fort Bend
East Mountain	Upshur	Richwood	Brazoria
Gregg		Riesel	McLennan
East Tawakoni	Rains	Rio Bravo	Webb
Eastland County Texas	Eastland	Rio Grande City County Texas	Starr
Easton	Gregg	Rio Hondo	Cameron
Rusk		Rio Vista	Johnson
Ector	Fannin	River Oaks	Tarrant
Edcouch	Hidalgo	Riverside	Walker
Eden	Concho	Roanoke	Denton
Edinburg County Texas	Hidalgo	Robert Lee County Texas	Coke
Edna County Texas	Jackson	Robinson	McLennan
Edom	Van Zandt	Robstown	Nueces
El Campo	Wharton	Roby County Texas	Fisher
El Cenizo	Webb	Rockdale	Milam
El Lago	Harris	Rockport County Texas	Aransas
El Paso County Texas	El Paso	Rockwall County Texas	Rockwall
Eldorado County Texas	Schleicher	Rollingwood	Travis
Electra	Wichita	Roma	Starr
Elgin	Bastrop	Ropesville	Hockley
Travis		Roscoe	Nolan
Elmendorf	Bexar	Rose City	Orange
Elsa	Hidalgo	Rose Hill Acres	Hardin
Emory County Texas	Rains	Rosebud	Falls
Encinal	La Salle	Rosenberg	Fort Bend
Ennis	Ellis	Ross	McLennan
Escobares	Starr	Rotan	Fisher
Euless	Tarrant	Round Rock	Williamson
Eureka	Navarro	Rowlett	Dallas
Eustace	Henderson	Rockwall
Everman	Tarrant	Roxton	Lamar
Fair Oaks Ranch	Bexar	Royse City	Rockwall
Kendall		Collin
Comal		Hunt
Fairfield County Texas	Freestone	Runaway Bay	Wise
Falfurrias County Texas	Brooks	Rusk County Texas	Cherokee
Falls City	Karnes	Sabinal	Uvalde
Farmers Branch	Dallas	Sachse	Dallas
Farmersville	Collin	Collin
Farwell County Texas	Parmer	Sadler	Grayson
Fate	Rockwall	Saginaw	Tarrant
Fayetteville	Fayette	Saint Jo	Montague
Ferris	Ellis	San Angelo County Texas	Tom Green
Dallas		San Antonio County Texas	Bexar
Florence	Williamson	Medina
Floresville County Texas	Wilson	Comal
Floydada County Texas	Floyd	San Augustine County Texas	San Augustine
Follett	Lipscomb	San Benito	Cameron
Forest Hill	Tarrant	San Diego County Texas	Duval
Forney	Kaufman	Jim Wells
Forsan	Howard	San Elizario	El Paso
Fort Stockton County Texas	Pecos	San Juan	Hidalgo
Fort Worth County Texas	Tarrant	San Marcos County Texas	Hays
Denton		Caldwell
Parker		Guadalupe
Wise		San Patricio	Nueces
Franklin County Texas	Robertson	San Patricio
Fredericksburg County Texas	Gillespie	San Perlita	Willacy
Freeport	Brazoria	San Saba County Texas	San Saba
Freer	Duval	Sandy Oaks	Bexar
Friendswood	Galveston	Sandy Point	Brazoria
Harris		Sanger	Denton
Brazoria		Sansom Park	Tarrant
Friona	Parmer	Santa Clara	Guadalupe
Frisco	Collin	Santa Fe	Galveston
Denton		Savoy	Fannin
Fritch	Hutchinson	Schertz	Guadalupe
Carson		Bexar
Frost	Navarro	Comal
Fruitvale	Van Zandt	Schulenburg	Fayette
Fulshear	Fort Bend	Scotland	Archer
Gainesville County Texas	Cooke	Scottsville	Harrison
Galena Park	Harris	Seabrook	Chambers
Gallatin	Cherokee	Harris
Galveston County Texas	Galveston	Seadrift	Calhoun
Ganado	Jackson	Seagoville	Dallas
Garden Ridge	Comal	Kaufman
Garland	Collin	Seagraves	Gaines
Dallas		Sealy	Austin
Rockwall		Seguin County Texas	Guadalupe
Garrison	Nacogdoches	Selma	Bexar
Gatesville County Texas	Coryell	Guadalupe
George West County Texas	Live Oak	Comal
Georgetown County Texas	Williamson	Seminole County Texas	Gaines
Gholson	McLennan	Seven Oaks	Polk
Giddings County Texas	Lee	Seven Points	Henderson
Gilmer County Texas	Upshur	Kaufman
Gladewater	Gregg	Seymour County Texas	Baylor
Upshur		Shallowater	Lubbock
Glenn Heights	Dallas	Shamrock	Wheeler
Ellis		Shavano Park	Bexar
Glen Rose County Texas	Somervell	Shenandoah	Montgomery
Godley	Johnson	Shepherd	San Jacinto
Goldsmith	Ector	Sherman County Texas	Grayson
Goldthwaite County Texas	Mills	Shiner	Lavaca
Goliad County Texas	Goliad	Shoreacres	Chambers
Golinda	Falls	Harris
McLennan		Silsbee	Hardin
Gonzales County Texas	Gonzales	Silverton County Texas	Briscoe
Goodlow	Navarro	Simonton	Fort Bend
Goodrich	Polk	Sinton County Texas	San Patricio
Gordon	Palo Pinto	Slaton	Lubbock
Goree	Knox	Smiley	Gonzales
Gorman	Eastland	Smithville	Bastrop
Graford	Palo Pinto	Snook	Burleson
Graham County Texas	Young	Snyder County Texas	Scurry
Granbury County Texas	Hood	Socorro	El Paso
Grand Prairie	Dallas	Somerset	Bexar
Tarrant		Somerville	Burleson
Ellis		Sonora County Texas	Sutton
Grand Saline	Van Zandt	Sour Lake	Hardin
Grandview	Johnson	South Houston	Harris
Granger	Williamson	Southlake	Tarrant
Granite Shoals	Burnet	Denton
Granjeno	Hidalgo	Southmayd	Grayson
Grapeland	Houston	Southside Place	Harris
Grapevine	Tarrant	Spearman County Texas	Hansford
Dallas		Splendora	Montgomery
Denton		Spofford	Kinney
Greenville County Texas	Hunt	Spring Branch	Comal
Gregory	San Patricio	Spring Valley Village	Harris
Grey Forest	Bexar	Springtown	Parker
Groesbeck County Texas	Limestone	Spur	Dickens
Groves	Jefferson	Stafford	Fort Bend
Groveton County Texas	Trinity	Harris
Gruver	Hansford	Stamford	Jones
Gun Barrel City	Henderson	Haskell
Gunter	Grayson	Stanton County Texas	Martin
Hale Center	Hale	Staples	Guadalupe
Hallettsville County Texas	Lavaca	Star Harbor	Henderson
Hallsburg	McLennan	Stephenville County Texas	Erath
Hallsville	Harrison	Sterling City County Texas	Sterling
Haltom City	Tarrant	Stinnett County Texas	Hutchinson
Hamilton County Texas	Hamilton	Stockdale	Wilson
Hamlin	Jones	Stratford County Texas	Sherman
Fisher		Strawn	Palo Pinto
Hardin	Liberty	Sudan	Lamb
Harker Heights	Bell	Sugar Land	Fort Bend
Harlingen	Cameron	Sullivan City	Hidalgo
Hart	Castro	Sulphur Springs County Texas	Hopkins
Haskell County Texas	Haskell	Sundown	Hockley
Haslet	Tarrant	Sunray	Moore
Denton		Sunrise Beach Village	Llano
Hawk Cove	Hunt	Sunset Valley	Travis
Hawkins	Wood	Sun Valley	Lamar
Hawley	Jones	Surfside Beach	Brazoria
Hays	Hays	Sweeny	Brazoria
Hearne	Robertson	Sweetwater County Texas	Nolan
Heath	Rockwall	Taft	San Patricio
Kaufman		Tahoka County Texas	Lynn
Hedley	Donley	Talco	Titus
Hedwig Village	Harris	Tatum	Panola
Helotes	Bexar	Rusk
Hemphill County Texas	Sabine	Taylor	Williamson
Hempstead County Texas	Waller	Taylor Lake Village	Harris
Henderson County Texas	Rusk	Taylor Landing	Jefferson
Henrietta County Texas	Clay	Teague	Freestone
Hereford County Texas	Deaf Smith	Temple	Bell
Hewitt	McLennan	Terrell	Kaufman
Hico	Hamilton	Terrell Hills	Bexar
Hidalgo	Hidalgo	Texarkana	Bowie
Hideaway	Smith	Texas City	Galveston
Higgins	Lipscomb	Chambers
Highland Haven	Burnet	Texhoma	Sherman
Highland Village	Denton	The Colony	Denton
Hill Country Village	Bexar	Thorndale	Milam
Hillsboro County Texas	Hill	Williamson
Hilshire Village	Harris	Thrall	Williamson
Hitchcock	Galveston	Three Rivers	Live Oak
Holliday	Archer	Timpson	Shelby
Hondo County Texas	Medina	Toco	Lamar
Honey Grove	Fannin	Todd Mission	Grimes
Hooks	Bowie	Tolar	Hood
Horizon City	El Paso	Tom Bean	Grayson
Horseshoe Bay	Llano	Tomball	Harris
Burnet		Tool	Henderson
Houston County Texas	Harris	Trenton	Fannin
Fort Bend		Grayson
Montgomery		Trinidad	Henderson
Howardwick	Donley	Trinity	Trinity
Hubbard	Hill	Troup	Smith
Hudson	Angelina	Cherokee
Hudson Oaks	Parker	Troy	Bell
Hughes Springs	Cass	Tulia County Texas	Swisher
Morris		Turkey	Hall
Humble	Harris	Tuscola	Taylor
Hunters Creek Village	Harris	Tye	Taylor
Huntington	Angelina	Tyler County Texas	Smith
Huntsville County Texas	Walker	Uhland	Hays
Hurst	Tarrant	Caldwell
Hutchins	Dallas	Uncertain	Harrison
Hutto	Williamson	Union Grove	Upshur
Huxley	Shelby	Union Valley	Hunt
Idalou	Lubbock	Universal City	Bexar
Industry	Austin	Guadalupe
Ingleside	Nueces	University Park	Dallas
San Patricio		Uvalde County Texas	Uvalde
Ingleside on the Bay	San Patricio	Valley Mills	Bosque
Ingram	Kerr	McLennan
Iola	Grimes	Valley View	Cooke
Iowa Park	Wichita	Van	Van Zandt
Iraan	Pecos	Van Alstyne	Grayson
Iredell	Bosque	Collin
Irving	Dallas	Vega County Texas	Oldham
Itasca	Hill	Vernon County Texas	Wilbarger
Ivanhoe	Tyler	Victoria County Texas	Victoria
Jacinto City	Harris	Vidor	Orange
Jacksboro County Texas	Jack	Von Ormy	Bexar
Jacksonville	Cherokee	Waco County Texas	McLennan
Jamaica Beach	Galveston	Waelder	Gonzales
Jarrell	Williamson	Wake Village	Bowie
Jasper County Texas	Jasper	Waller	Waller
Jayton County Texas	Kent	Harris
Jefferson County Texas	Marion	Wallis	Austin
Jersey Village	Harris	Walnut Springs	Bosque
Jewett	Leon	Warren City	Gregg
Joaquin	Shelby	Upshur
Johnson City County Texas	Blanco	Waskom	Harrison
Jolly	Clay	Watauga	Tarrant
Jonestown	Travis	Waxahachie County Texas	Ellis
Josephine	Collin	Weatherford County Texas	Parker
Hunt		Webster	Harris
Joshua	Johnson	Weimar	Colorado
Jourdanton County Texas	Atascosa	Weinert	Haskell
Junction County Texas	Kimble	Weir	Williamson
Justin	Denton	Wellington County Texas	Collingsworth
Karnes City County Texas	Karnes	Wellman	Terry
Katy	Harris	Weslaco	Hidalgo
Fort Bend		West	McLennan
Waller		Westbrook	Mitchell
Kaufman County Texas	Kaufman	West Columbia	Brazoria
Keene	Johnson	West Lake Hills	Travis
Keller	Tarrant	Weston	Collin
Kemah	Galveston	Weston Lakes	Fort Bend
Kemp	Kaufman	West Orange	Orange
Kempner	Lampasas	West Tawakoni	Hunt
Kendleton	Fort Bend	West University Place	Harris
Kenedy	Karnes	Westworth Village	Tarrant
Kennard	Houston	Wharton County Texas	Wharton
Kennedale	Tarrant	Wheeler County Texas	Wheeler
Kerens	Navarro	White Oak	Gregg
Kermit County Texas	Winkler	White Settlement	Tarrant
Kerrville County Texas	Kerr	Whitehouse	Smith
Kilgore	Gregg	Whitesboro	Grayson
Rusk		Whitewright	Grayson
Killeen	Bell	Fannin
Kingsbury	Guadalupe	Wichita Falls County Texas	Wichita
Kingsville County Texas	Kleberg	Willis	Montgomery
Kirby	Bexar	Willow Park	Parker
Kirbyville	Jasper	Wills Point	Van Zandt
Knollwood	Grayson	Wilmer	Dallas
Kountze County Texas	Hardin	Wilson	Lynn
Kress	Swisher	Wimberley	Hays
Krugerville	Denton	Windcrest	Bexar
Krum	Denton	Winfield	Titus
Kyle	Hays	Wink	Winkler
La Feria	Cameron	Winnsboro	Franklin
La Grange County Texas	Fayette	Wood
La Grulla	Starr	Winters	Runnels
La Joya	Hidalgo	Wixon Valley	Brazos
La Marque	Galveston	Wolfe City	Hunt
La Porte	Harris	Wolfforth	Lubbock
La Vernia	Wilson	Woodbranch	Montgomery
La Villa	Hidalgo	Woodcreek	Hays
La Ward	Jackson	Woodway	McLennan
LaCoste	Medina	Wylie	Collin
Lacy-Lakeview	McLennan	Rockwall
Lago Vista	Travis	Dallas
		Yoakum	Lavaca
		DeWitt
		Yorktown	DeWitt
		Zavalla	Angelina