Legal Terms Of Use

First and Secondary Mortgage Loans to Qualified Applicants in the states we lend

1. GENERAL DISCLAIMER:
   NEITHER fhamortgageprograms.com, ITS EMPLOYEES, AGENTS, SUCCESSORS, AND/OR ASSIGNS, MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION CONTAINED AT THIS WEB SITE (INCLUDING THE PAYMENT AND SAVINGS CALCULATORS) OR REPRESENT THAT USE OF THIS INFORMATION WOULD NOT INFRINGE OTHER THIRD PARTY RIGHTS. FURTHER, fhamortgageprograms.com SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCONSEQUENTIAL DAMAGES TO THE USER, OR THIRD PARTY ARISING FROM USE OF THIS WEB SITE
2. Hold Harmless:
   In providing this information, fhamortgageprograms.com does not assume any liability as a result of the use or misuse of this information.
3. By your use of this information, you recognize and agree to hold fhamortgageprograms.com harmless from any liability as a result of your use or misuse of this information, materials, products or services listed at this web site
4. Change of Information at Web site:
   fhamortgageprograms.com reserves the right to change any information at this web site, including but not limited to revising and or deleting loan products or loan-related information without notice.
5. Web site Information is Not a Loan Offering:
   The user is further advised that nothing contained in this web site is an offer, promise, or otherwise, either to make a specific loan or that fhamortgageprograms.com can make any kind of loan for any purpose on any specific terms. All loan-related decisions are made by LENDERS working with fhamortgageprograms.com, in the course of normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable federal and state laws of the United States of America.
6. Geographic Restriction:
   Loans may only be made to properties located in the United States of America. fhamortgageprograms.com is not authorized to make any loans outside of the United States of America and by this web site does not attempt to do so. fhamortgageprograms.com, reserves the right to discontinue loan products in any specific state. fhamortgageprograms.com is currently doing business in the following states: Florida, Alabama, Alaska, California, Colorado, Louisiana, Maryland, Missouri, Mississippi, Minnesota, New Mexico, North Carolina, Pennsylvania, South Carolina and Tennessee
7. Confidentiality of Electronic Transmissions:
   The user is cautioned that transactions over the Internet may not be confidential and may be subject to unauthorized interception by third parties. Accordingly before any information is provided to fhamortgageprograms.com, the user should understand that fhamortgageprograms.com, assumes no liability or responsibility should the user’s confidential information be intercepted and subsequently used by an unintended recipient. As an alternative the user may call a representative for assistance or further information.
8. Linking to Other Web Sites:
   Clicking on certain links within this web site will take you to other non-related Web Sites for which fhamortgageprograms.com, assumes no responsibility of any kind for the content or otherwise. Access to any other Web Sites linked to fhamortgageprograms.com’s, site is at the user’s risk.
9. fhamortgageprograms.com is a Licensed Mortgage Lender in the State of Florida and can act as a Mortgage Broker. A mortgage broker does not lend money, rather, they only originate mortgage loans.
10. This site, and its contents, are protected by copyright law. No portion, either in its entirety or in part, nor web design techniques, may be reproduced without the express written consent of fhamortgageprograms.com No permission is implied or offered to any user of any protected material content or design contained within this site. All content is registered with the Library of Congress. Duplication or use of this copy is a Federal Crime.
11. No information from this site may be reproduced in whole or in part, in any manner, to include but not limited to: other web pages, other web sites, advertising, any promotional material, in any publication, newsletter, circular, e-mail and any other form of reproduction not covered, regardless of nature or purpose without the express written permission of an officer of fhamortgageprograms.com .
12. You may not link to any image on this site excluding our primary logo image. You may not use any type of scanning program to download this sites entire content. We consider this not only an attempted infringement on our copyright protection, we consider this bandwidth theft.
13. This site and its contents is owned and managed by fhamortgageprograms.com fhamortgageprograms.com, does not discriminate in anyway by race, ethnicity, gender, religion, income, dependents or any other manner defined by law. All fees. Charges and terms relating to this web site apply to all applicants who choose to apply using this web site without exception. Applicants who choose not to use this site to apply for a mortgage, but still wish to do business with fhamortgageprograms.com, are subject to the same terms. All applications sent via Fax, e-mail or any other form of alternative delivery, are subject to the same terms by fhamortgageprograms.com based upon the loan program requested by the borrower.