1-954-667-9110

BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS – MIN 500 FICO

BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS MORTGAGE GUIDELINES

Bad Credit Georgia Jumbo mortgage lenders lending typically refers to any loan amount that exceeds Conventional and/or FHA Loan Limits.

Bad Credit Georgia Jumbo mortgage lenders financing was very difficult to come by in the aftermath of the Florida mortgage and real estate collapse. Only recently are we seeing more private Florida mortgage lenders and investors advertising competitive BAD CREDIT GEORGIA Jumbo mortgage lender programs?

Bad Credit Georgia Jumbo mortgage lenders mortgages have become more widely available with many more options and features geared toward providing cost-effective solutions to high income and high net worth home buyers and homeowners.

BAD CREDIT GEORGIA MORTGAGE LENDERS QUALIFYING REQUIREMENTS

  • As low as 600 credit score allowed
  • Full income qualifying programs require W2 or tax returns
  • Bank statement Only BAD CREDIT GEORGIA mortgage lenders down to 600 fico.
  • Bank statement and high net worth qualifying programs available – no tax returns required!
  • Reserve requirements meaning money in your account after down payment and closing cost can range from 6 months to 18 months depending on the program
  • 45% maximum debt to income ratio.
  • Up to 50% debt to income ratio for housing and all other payments on the credit report. 

BAD CREDIT GEORGIA BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS PROPERTY TYPES INCLUDE

  • Primary Residence
  • single family residence 2-4 family residence – duplex  – triplex  – four plex
  • Single family Townhouse house
  • Second / Vacation house
  • 1 family residence
  • Condo or Condominium
  • Single family Townhouse
  • Investment house

BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS TERMS BY OCCUPANCY TYPE

  • Bad Credit Georgia Jumbo Primary Mortgage Lenders
  • 30 Year Fixed
  • 5/1, 7/1, 10/1 ARM
  • Second / Vacation Home
  • 30, 25, 20, 15, 10 Year Fixed
  • 5/1, 7/1, 10/1 ARM
  • Investment Properties
  • Typically limited to $1,00,000
  • Cash flow qualifying options available – Based on projected cash from on investment homes

 BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS TERMS BY LOAN TYPE

  • Fixed Rate Mortgage
  • 30,25,20,15, 10 Year Amortized
  • ARM – Adjustable Rate Mortgage
  • 30,25,20,15, 10 Year Amortized
  • Interest Only Options
  • 30 Year Fixed
  • 5/1, 7/1, 10/1 ARM

BAD CREDIT GEORGIA BAD CREDIT GEORGIA JUMBO MORTGAGE LENDERS LENDING | LOAN LIMITS

  • $421,00,000 to $5,000,000 Generally

BAD CREDIT GEORGIA TYPICAL WAITING PERIODS FOR TYPICAL BANK LENDERS

  • 4 Years from Discharge of any Chapter Bankruptcy
  • 5 Years from Discharge if Multiple Bankruptcy
  • 7 Years from Foreclosure

Bad Credit Georgia Jumbo mortgage lenders for the most part do not adhere to their own waiting period guidelines. Because Bad Credit Georgia Jumbo mortgage lenders  financing investors vary so greatly, so will the waiting period guidelines after a hardship. All situations are case by case.

GEORGIA BAD CREDIT LINKS OF INTEREST INCLUDE:

Latest pages

Serving These Fine Florida Counties

Serving these fine Florida communities

Show Buttons
Hide Buttons