Category: Articals
Rent To Own Refinance Mortgage Lenders
Rent To Own Refinance Mortgage Lenders Use the equity in your current rent to own as downpayment! The most common terms used are: Lease to own refinance Lease option refinance Lease purchase refinance Rent purchase refinance Rent to own lease purchaser receives credit for equity growth in the home Rent to own and use appraised…
FHA Mortgage For Non-Permanent Resident Aliens
US Mortgage Lenders Accepts and Approve FHA Mortgage For Non-Permanent Resident Aliens A Borrower who is a non-permanent resident alien may be eligible for FHA-insured financing provided: the Property will be the Borrower’s Principal Residence; the Borrower has a valid SSN the Borrower is eligible to work in the United States, as evidenced…
90 DAY LATE PAYMENT MORTGAGE APPROVED
FHA’s 90 Day Late Payment policy when underwriting an FHA mortgage? The mortgage lender must examine the 90-day late payment mortgage applicants overall pattern of credit behavior, not just isolated unsatisfactory or slow payments, to determine the late payment mortgage applicants creditworthiness. In regards to 90 days late payments, the mortgage lender may approve the Borrower…
Bank Statement Self Employed Mortgage Lenders
Bank Statement Mortgage Lenders- Self Employed Lenders Program Overview NO TAX RETURNS NEEDED! QUALIFY USING BANK STATEMENT ONLY Self-Employed Mortgage Lenders Program Highlights Summary Self Employed, No W2 or Tax Returns Required Great for business owners with write-offs Loan Amounts to $3M Use 12 Personal or Business Bank Statements For Income! Up to 90% loan to…
SELF EMPLOYED MORTGAGE LENDERS FULL DOC OR BANK STATMENTS
Self-employed And Commission Mortgage Lenders Bank Statement Only Mortgage Lenders For self-employed mortgage applicants, self-employed mortgage lenders must obtain complete individual federal income tax returns for the most recent 2 years, including all schedules. The mortgage applicants business tax returns for the most recent 2 years must also be obtained unless the following criteria are…
Get A FHA/VA Mortgage With Judgment On Credit Report
How to get a mortgage with Judgement on my credit report? Most homebuyers and homeowners are unaware that FHA and VA loans allow bad credit mortgage applicants with judgments to purchase or refinance a home! The FHA or VA mortgage lender must determine if the Judgment On Credit Report was a result of: The FHA mortgage…
Bad Credit Mortgage Lenders Approve You Today
Bad Credit Mortgage Lenders Approve You Today Approvals with 30,60,90 Day Late Payments Approvals with Past Foreclosure, Chapter 7 or 13 Bankruptcy, Approvals with Collection accounts! Approvals With Charge Offs, Judgements! Approvals With Medical Collections! Bad Credit Mortgage Lenders Law On Primary Homes The Dodd-Frank Act fully is known Consumer Protection Act is the United…
Get Approved for an FHA Mortgage with 30,60,90,120 Days Late Payments!
FHA mortgage lenders requirements regarding 30,60,90,120 days late payments? Get Pre Approved after a Bankruptcy or Foreclosure! The FHA mortgage lenders must examine the FHA mortgage applicants overall pattern of credit behavior, not just isolated unsatisfactory or slow payments, to determine the FHA mortgage applicants creditworthiness. FHA mortgage lenders must evaluate the FHA mortgage applicants payment…
SECOND HOME OR INVESTMENT HOME WITH AN FHA MORTGAGE
CAN I HAVE MORE THAN 1 FHA MORTGAGE? FHA will NOT insure more than one primary FHA mortgage for any FHA mortgage applicant, except under the following circumstances outlined below. FHA Mortgage Lenders will Not approve any FHA Mortgage applications if it is determined that the transaction was created to use FHA mortgage insurance as an opportunity for…
Qualify For A Mortgage Today While In A Collection Repayment Plan!
Do collections need to be paid off for to qualify for a mortgage? NO A Collection Account refers to an FHA mortgage applicants loan or debt that has been submitted to a collection agency by a creditor. If the credit reports used in the analysis show cumulative outstanding collection account balances of $2,000 or greater,…
FHA Mortgage Approvals With Medical Collections!
FHA Mortgage Approvals With Medical Collections! We exclude all medical collections and charge off accounts and DO NOT require resolution. FHA Mortgage approvals with medical collections and judgments may indicate an FHA mortgage applicants’ disregard for credit obligations and FHA mortgage lenders must consider the creditworthiness of FHA mortgage applicants within the credit approval analysis….
FHA How To Use Bonus Overtime As Income When Less than 2 years!
How To Use Bonus Overtime As Income When Less than 2 years! The written Verification of Employment box that says is overtime income likely to continue must be marked YES! Overtime and bonus income can be used to qualify the FHA Mortgage Applicants if he/she has received this income for the past two years, and…
Bad Credit Debt Consolidation Refinance Down To 500 Credit Score
Bad Credit Debt Consolidation Refinance Bad Credit Debt Consolidation Refinance Down To 500 Credit Score! MORTGAGE DEBT CONSOLIDATION REFINANCE BAD CREDIT DEBT CONSOLIDATION REFINANCE DOWN TO 500 CREDIT SCORE Bad Credit debt consolidation by Refinancing Your current Mortgage with lowest rates and get the cash needed to pay off your higher-interest debt. Don’t wait – You…
HOW TO PURCHASE A HOME RIGHT AFTER BANKRUPTCY!
Qualifying for a home mortgage with a bankruptcy on your credit history requires time and money. Yet by understanding the requirements to get a mortgage after a chapter 13 or 7 bankruptcy and by carefully rebuilding your credit standing, you can apply and qualify for a loan and buy a home right after bankruptcy. Before…
Non-Warrantable Florida Condo Lenders
Non-Warrantable Florida Condo Lenders We offer Non-Warrantable Florida Condo Loans in Florida! Non-Warrantable Florida Condo Guidelines: Minimum 15% Down! Florida Non-Warrantable Lender Purchase or Refinance Full Documentation Only 600 FICO Minimum Fixed 30 & 15; ARM: 3/1, 5/1, 7/1 80% LTV to $625K max loan amt Loans to 75% to $1.5M, 70% to $2M, 60%…
SELF EMPLOYED MORTGAGE LENDERS! MIN 600 FICO!
SELF EMPLOYED MORTGAGE LENDERS! How Do Self Employed Borrowers Get Approved? We realize that most self-employed people have income that can vary throughout the year and is not consistent like a W-2 wage earner or they don’t show ideal tax returns (1040’s) due to tax deductions. Our “Self Employed Mortgage” program can help these individuals…
500+ Fico -Florida Bad Credit Jumbo Mortgage Lenders
500+ Fico -Florida Bad Credit Jumbo Mortgage Lenders A Credit Profile Isn’t Always the #1 Priority – Bad Credit Florida Jumbo Mortgage Lenders Rebuilding a credit profile to achieve a mid-600 credit score can be a hassle that takes time and money. Our Bad Credit Jumbo Mortgage Lenders use common-sense underwriting lets us offer jumbo…