Florida Co-Op Mortgage Lenders- Refinance

FLORIDA CO-OP MORTGAGE LENDERS – Florida Co Op Mortgage Refinance or Purchase

Florida Co-op Owner Mortgage Lenders For Occupied, Second homes, Investment properties!
• Primary Florida Co-op Residence Mortgage Lender purchase or cashout refinance.
• Second Florida Co-op Home Mortgage Lenders (minimal rental income allowed)
• Investment Florida Co-op Property (non-owner Florida Co-op occupied) permitted at maximum Florida Co-op loan of 60% LTV

FLORIDA CO-OP MORTGAGE LENDERS TERMS

The ARM is a 1st mortgage adjustable rate loan with principal and interest payments amortized over 30 years.

• 3/1 ARM: Rate is fixed for 3 years.
• 5/1 ARM: Rate is fixed for 5 years.
• 7/1 ARM: Rate is fixed for 7 years.
• 30 Year fixed for 30 years.

FLORIDA CO-OP MINIMUM & MAX LOAN AMOUNTS
• $100,000 minimum loan amount.
• CO-OP Loan amount exceptions over $4,000,000 available.

What is a Florida Co-Op?

A Florida housing co-op is people who together own or control the Florida co-op building(s) in which they live. Instead of buying “real” property when you buy a Florida co op you buy stock, or a membership, in a Florida cooperative corporation. That Florida corporation owns the building, land and any common areas. As a Florida co-op member, you are entitled to occupy a specific unit in the building. Members in the cooperative democratically govern the cooperative corporation and elect a board to oversee operations. The board of a co-op has the right to approve all potential members and can terminate membership and evict co-op residents who violate any part of the occupancy agreement.

Florida co-op mortgage lenders is similar to paying for any other property, except that not all Florida mortgage lenders offer co-op loans. Financing a Florida co-op requires approving both the borrower and the building, so lenders need to review the building’s assets in addition to qualifying the borrower. Buyers considering a co-op or condo should carefully review the rules of the associations and boards as well as compare the fees from one building to another because they vary widely in what is included.

How does owning a Florida co-op differ from a condo?

When you own a co-op, you do not actually own the rooms that comprise your unit, but shares in the overall ownership of the building(s). In condominium ownership, you actually own the interior space of the rooms that comprise your unit, while the condominium association owns the land, public areas and infrastructure of the building(s).

What is a Florida co op share loan?

Similar to a mortgage, a share loan provides you with funds to buy shares of stock in the cooperative and the accompanying occupancy rights to a specific unit.

What factors will be used to determine my creditworthiness for a share loan?

Northstar Funding will evaluate your creditworthiness using underwriting guidelines applied to all mortgages. Decisions are based on credit scores, loan-to-value ratios, and debt-to-income ratios among other factors.

When you work with us, the benefits quickly add up:

• Purchase Co-Op Mortgage Lenders 
• Cash Out Co-Op Mortgage Refinancing
• Second Home Co-Op Mortgage Refinancing
• Jumbo Co-Op Mortgage Lenders
• Up to 80 Percent Financing

 Florida Co-Op Mortgage Refinance Or Purchas a Florida Co-Op

Buying a Florida co-op is not as easy as buying a Florida condo or single family home. You will need to take certain steps in order to buy a Florida CO-OP!

Step 1 – We recommend first that you get pre-approved by clicking on this link. You want to determine how much of a Florida co-op mortgage you will qualify for. 

Step 2 – Search for Florida co-op properties in your desired location.  We recommend that you use a Florida real estate agent that has experience with co-ops.  The process of buying a Florida co-op is different, so it would be helpful to have an agent familiar with the differences in buying a co-op versus other types of Florida property.

Step 3 – Once you have found a Florida co-op that you are interested in or you have a co-op Florida co-op you want to refinance you need to get the Florida co-op questionnaire filled out to find out if your Florida coop is approved for a Florida mortgage.

Step 4 – We submit your co-op loan request for approval. Approval ranges from 5-10 business days.  

What is a Florida Co-Op Loan?

A Florida housing cooperative, better known as a Florida co-op, is a situation in which a single Florida corporate entity owns an apartment building or similar multi-unit residential property. The shareholders of the Florida corporation are granted a lease by the corporation, which gives them proprietary ownership of a specific unit within the apartment building. A co-op loan, sometimes called a Florida share loan, is a loan designed for the Florida co-op borrower to purchase shares in a corporation that then entitles them to a lease agreement and residence in one of the housing units.

Florida Coop questionnaire must be completed along with a cover letter that is sent to the Florida coop Management Company that states what we require:In addition to the above, a Florida Proprietary Lease is required and Rent Loss Insurance is required if fewer than 70% of the Co-Op units have been sold to owner occupants.

CO-OP FLORIDA MORTGAGE LENDERS

Florida Co-op Mortgage Lenders are an experienced Florida coop mortgage lender offering a wide variety of coop mortgage financing for purchasing or refinancing a Florida Coop. Since there is often little uniformity among Florida co-op units, Florida Co-Op Mortgage Lenders maintain a database with the special requirements within each approved Florida coop’s to facilitate faster coop mortgage closings. 
Florida Mortgage Lenders is a Fannie Mae approved Florida mortgage lenders of Florida coop mortgage loans. Florida Mortgage Lenders.com also provides portfolio financing for borrowers and offers flexible coop financing in those communities that have unusual conditions including land leases, blanket mortgages and non-standard Florida coop documentation.

FLORIDA-MORTGAGE-LENDERS.COM PROVIDES COOP REFINANCING

For Coop loan approval within a Florida cooperative community not previously reviewed, we will need a completed Coop Questionnaire .

FLORIDA MORTGAGE FOR A CO-OPERATIVE HIGHLIGHTS

• For purchase or refinance
• Primary, Vacation or Investment
• Free review of coop documents to determine project eligibility for mortgages
• Creative cures for co-operative document defects
• Land and Recreation leases allowed
• Non-Stock Co-op mortgage loans allowed
• Non-Leasehold Coop mortgage loans allowed
• Blanket coop mortgages may be allowed
• Long-term loans may be available
• Low down payment may be available
• Manufactured Housing in coop communities considered

Why Use Florida Mortgage Lenders For your Co-op Mortgage?

A traditional Florida house (or a condo unit) has a deed, which is signed to a lender when a home buyer secures a Florida mortgage for a property. Co-ops are a little different. In the case of a co-op, each individual unit does not have a deed; there is only one deed for the entire building. A Florida co-op mortgage is actually a “share loan,” that is, a loan that enables the buyer to purchase their share in the co-op. This difference makes securing a loan for a co-op a little more difficult than a getting a traditional Florida mortgage because they are offered by fewer Florida mortgage lenders.

What is a Florida Co-Op?

Florida coops are housing within a corporation, which owns a piece of real estate (generally an apartment building). Someone who wishes to live in the Florida Coop building would purchase a share of the corporation, which grants the cooperative buyer a proprietary lease on a specific unit in the building. Shareholders or the unit owners within a cooperative building are responsible for maintenance fees that go toward the upkeep of the building, property taxes, etc. The common areas such as hallways, recreation and parking areas are owned jointly by the co-op’s shareholders.

Florida coop homebuyers that which to buy into a co-op must be approved by the board or shareholders. The approval process can be extensive and may require interviews, character references, and employment and financial verification, and credit history. Co-op boards may refuse a prospective buyers application to purchase within the building for any lawful reason.

How is a Co-Op Different Than a Florida Condo loans?

In a condominium complex, the residents specific units, they own the surface of the interior walls of the unit contained within. Someone who owns a Florida condo owns a piece of real estate. In contrast to a co-op,  residents within a coop own a share of the co-op corporation which entitles the owner to a proprietary lease for a specific coop unit. This share is considered personal property rather than real estate.

Another big difference is that co-op shareholders do not have the right of alienation, which means they cannot sell their share/unit without the permission of the co-op board. Some condo associations may have the right of first refusal, which means they can stop the sale of a unit so long as they match the prospective buyer’s price. Co-op boards can simply deny a coop sale without matching the sale price.

Finally, there could be additional restrictions on unit renovation/alteration in a co-op as compared to a condo. This varies depending upon a given co-op’s by-laws.

FLORIDA CO-OP RECOGNITION AGREEMENT OR ACKNOWLEDGEMENT
Florida coop mortgage lenders will require that the cooperative association sign an Acknowledgement  “Recognition Agreement” wherein the coop association recognizes that the Florida coop mortgage lender has a security interest against the coop unit and provides a number of protections for the lender. These include stipulations for the delivery of notices to the lender in the event that the owner violates the cooperative board rules or/and does not pay assessments dues on time. The recognition agreement will also contain provisions that are designed to protect the coop lender in the event of a default under the loan arrangements. At times Florida coop associations are familiar with such documents and are willing to sign them, other times they are not. Sometimes they will sign them only with modifications that may or may not be acceptable to the lender. Thus, in many cases (particularly where the coop lender has not dealt with the cooperative previously), the Florida coop mortgage lender surfaces the agreement and provides it to the association early in the process, so as to determine as quickly as possible whether the association and the lender will be able to come into an agreement..

FLORIDA CO-OP MORTGAGE LENDERS CASE BY CASE MORTGAGE APPROVALS
• Florida Co-op Current reserve balance meets or exceeds 2 months of the subject property’s Florida Co-op HOA dues in reserves multiplied by all Florida Co-op units in the Florida Co-op project or 10% or more reserve allocation designated in the most recent Florida Co-op budget.
SECOND HOME FLORIDA CO-OP MORTGAGE LENDERS
• Florida Co-op Mortgage Lenders will typically define a property as a second Florida Co-op home if it is (1) located in a vacation or resort area 30 or more miles from the primary Florida Co-op residence or (2) used a Florida Co-op college housing for enrolled dependent within 5 miles of campus)
• Short-term Florida Co-op rental income is allowed on second Florida Co-op homes and generally does not constitute a Florida Co-op investment property designation. Florida Co-op Rental income cannot be used to qualify. An evaluation of the 1040 Schedule E is required.
FLORIDA CO-OP MORTGAGE FOR INVESTMENT PROPERTY 
• Property titled in LLC allowed
• Maximum Florida Co-op 60% LTV for investor Florida Co-op mortgage lenders.
• Gross rental income is calculated by using a 12 month average of the net Schedule E income (Line 21) plus depreciation, mortgage interest paid to banks, taxes and insurance, and Florida Co-op HOA dues.
• Rental income not appearing on Schedule E may be considered case-by-case with 3 months canceled checks and a
current lease agreement. Use 75% of gross rent as gross rental income.
• Immediate Florida Co-op rental income on the purchase of an investment property is allowed using 75% of the monthly rent schedule as documented by Form 1007 or 1025.
• Cash-out is allowed up to $3,000,000 with no seasoning required.
WHAT IS A FLORIDA CO-OP MORTGAGE LENDERS AND HOW DO I GET A FLORIDA MORTGAGE?
A Florida Co-op or cooperative apartment is an individual living unit within a Florida Co-op building or development where a buyer purchases shares (equal to the value of the unit) in a Florida Co-op corporation that holds title to a building   Coops are predominantly located.  Normally a Florida Co-op sponsor will buy the building (takes out the underlying Florida Co-op mortgage) and then will sell off the shares.  Therefore, when buying a coop, you are actually buying Florida Co-op shares in a corporation, not buying real property.
HOW TO FLORIDA CO-OP MORTGAGE LENDERS BUILDINGS GET PRE QUALIFIED BY FLORIDA MORTGAGE LENDERS?
To start with Florida Co-op lender will look at the following factors to see if a particular Florida Co-op building corresponds with their guidelines:  the Florida Co-op property’s resale value, investor concentration, and Florida Co-op owner occupancy.  Based on the previous example, if there are 20 units, five sponsor rentals and 15 sold units (with 12 owner-occupied units and 3 units being rented by the Florida Co-op owners), the following ratios and guideline percentages result:
HOW IS A FLORIDA MORTGAGE LENDERS CO OP DIFFERENT FROM A HOUSE OR CONDO?
When you get a mortgage to purchase a  house or condo you get the deed. But not with a Florida Co-op, individual units do not have individual deeds. A Florida Co-op mortgage is actually a “share-loan” or a loan that purchases a share within in the Florida Co-op. The difference makes securing a loan for a Florida Co-op more complicated them getting a traditional mortgage and fewer mortgage lenders offer share loans.
FLORIDA COOP MORTGAGE LENDERS BOARDS AND APPROVAL RULES
To buy into a Florida Co-op, you must be approved by the Florida Co-op board. The approval process is often extensive and may require interviews and character references, in addition to your employment, financial, and credit history. Florida Co-op boards can refuse a prospective buyer for any reason, so long as it doesn’t run afoul of anti-discrimination policies. What you can do WITH your Florida Co-op unit. As a Florida Co-op shareholder, you don’t have the right of alienation where basically, you can’t sell your Florida Co-op share (or rent your Florida Co-op unit) without the permission of the Florida Co-op board. Some Florida Co-op associations have the right of first refusal, meaning they have the option to buy the property before you offer your Florida Co-op to outside buyers. Florida Co-op boards, though, can simply deny a sale without matching the sale price.

HOW FLORIDA COOP MORTGAGE LENDERS OWNERSHIP DIFFERS FROM CONDO OWNERSHIP
When you purchase a condominium you are purchasing a specific unit the surface and the interior walls of the unit in the space the condo contains. With a Co-op, you are purchasing a share in a corporation, which then entitles you to a unit. This share is considered personal property rather than real estate.

FLORIDA CO-OP MORTGAGE LENDERS – FLORIDA CO-OP HOME LOANS MORTGAGE LENDERS – 5% DOWN – FLORIDA CO-OP MORTGAGE LENDERS

FLORIDA COOP MORTGAGE LENDERS – APPROVAL PROCESS AND KEY REQUIREMENTS

All Cooperative (Co-op) Projects must be submitted to and approved by Florida coop mortgage lenders Cooperative Project Approval Group (CPAG). Outlined below are instructions:
1. Validate an existing project review status. AND/OR
2. Initiate a Co-op Project review with Florida coop mortgage lenders.

FLORIDA COOP ACKNOWLEDGEMENT OF COOPERATIVE ASSOCIATION 

The   undersigned   Cooperative   Association   (the   “Association”)   hereby   accepts   notice   of   and   consents   to   the   grant (“Borrower”)  to  you  of  security  interests  in  any  capital  stock, membership  certificate,  proprietary lease, occupancy agreement,  membership agreement or any other instrument of Borrower with the Association evidencing Co-Op  of an interest in apartment l o c a t e d  a t  (“coop Apartment”) of the Association (collectively, the “Co-Op Documents”), to secure a loan (the “Loan”) by you to Borrower. The grant of such security interests is permitted by the terms of the By-Laws and other governing documents of the Association. Further, the Association acknowledges that the fee simple [leasehold] interest of the land and  improvements of  which the  Apartment is  a part  is  subject  only  to  the  following  Mortgage  loans  or  deeds  of  trust:

According to the records of the Association, (i) Borrower is approved as the occupant and owner of an interest in the Corporation pursuant to the Co-Op Documents, (ii) all assessments, rents and other amounts due and payable by Borrower to

the  Association have  been  paid  through  and  (iii)  there  are  no  existing  defaults  under  the

Co-Op Documents to the knowledge of the Association.   The  Association  will use its best efforts to copy the mortgagee

promptly on any written notice of any default (whether a payment or a non-payment default) under the Co-Op Documents, and the Association will not take any remedial action on account of any such default for a period of 30 days after such notice or for any longer  period provided by the Co-Op Documents for  Borrower to cure the default, during which period you may (but without obligation) cure the default, if the default may be cured by the mortgagee.

The Florida COOP Association will not consent to any action by Borrower with respect to the Co-Op Documents which would affect your lien rights  therein  as Florida COOP Mortgage Lenders, and the Association   will  recognize  the lien  and  other security  rights provided by your  security documents except that is agreeing to subordinate its lien to the Association’s. If the Association at any time elects to terminate any of the Florida Co-Op Documents, it will recognize your right to receive the net proceeds of any sale or subletting of the Apartment to the extent of your mortgage lien.  If, by reason of default or otherwise, you succeed, or your nominee succeeds, to Borrower’s interest in the Co-Op Documents, the Association will recognize the interest of you or your nominee to own the shares in the corporation.   However, future occupancy will be  subject to obtaining all approvals required by the Co-Op Documents and Association By-Laws.  F u r t h e r ,  the Association is only required to consent  to  any  subsequent  sale and  transfer of the  Co-Op  Documents  with a  contemporaneous satisfaction  of all obligations of Borrower to the Association. The Association will not exercise any rights  it may have to acquire and/or sell the Co-Op by payment of a price less than the lower of the market value of the interests represented by the Co-Op Documents or the unpaid balance of Borrower’s indebtedness to you on the Loan.recognizes that the lien of the Association for unpaid dues  and  assessments h a s priority over the security interests of  This letter is being executed by authority of the Board of Directors and By-Laws of the Association.   In the event of any conflict between the terms of this Acknowledgement and the By-Laws or other governing documents of the Association, the terms of this Acknowledgement shall prevail.    This Acknowledgment may be executed in any number of counterparts, including facsimile counterparts, with the same effect as if all signing parties had signed the same document.

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LENDERS: 1285CRAGGS FL CO-OP MORTGAGE LENDERS: 1182CRAWFORD FL CO-OP MORTGAGE LENDERS: 1346CRAWFORDVILLE FL CO-OP MORTGAGE LENDERS: 1856CREIGHTON FL CO-OP MORTGAGE LENDERS: 1190CROOM-A-COOCHEE FL CO-OP MORTGAGE LENDERS: 1321CROSS CREEK FL CO-OP MORTGAGE LENDERS: 1418CRYSTAL BEACH FL CO-OP MORTGAGE LENDERS: 1471CRYSTAL RIVER FL CO-OP MORTGAGE LENDERS: 1450CUBITIS FL CO-OP MORTGAGE LENDERS: 1125CUDJOE KEY FL CO-OP MORTGAGE LENDERS: 1295CURTIS FL CO-OP MORTGAGE LENDERS: 1220CYPRESS FL CO-OP MORTGAGE LENDERS: 1818DAHLBERG FL CO-OP MORTGAGE LENDERS: 1258DAHOMA FL CO-OP MORTGAGE LENDERS: 1196DALKEITH FL CO-OP MORTGAGE LENDERS: 1167DANIA BEACH FL CO-OP MORTGAGE LENDERS: 1595DAVIE FL CO-OP MORTGAGE LENDERS: 2022DAY FL CO-OP MORTGAGE LENDERS: 1406DAYTONA BEACH FL CO-OP MORTGAGE LENDERS: 2011DAYTONA NORTH FL CO-OP MORTGAGE LENDERS: 1379DEEM CITY FL CO-OP MORTGAGE LENDERS: 1313DEEP CREEK FL CO-OP MORTGAGE LENDERS: 1282DEER PARK FL CO-OP MORTGAGE LENDERS: 1341DEERFIELD BEACH FL CO-OP MORTGAGE LENDERS: 1717DEERING BAY FL CO-OP MORTGAGE LENDERS: 1362DEERLAND FL CO-OP MORTGAGE LENDERS: 1267DEFUNIAK SPRINGS FL CO-OP MORTGAGE LENDERS: 1536DEL RIO FL CO-OP MORTGAGE LENDERS: 1497DELAND FL CO-OP MORTGAGE LENDERS: 1676DELRAY BEACH FL CO-OP MORTGAGE LENDERS: 1868DELTONA FL CO-OP MORTGAGE LENDERS: 1378DESTIN FL CO-OP MORTGAGE LENDERS: 1687DOCTORS INLET FL CO-OP MORTGAGE LENDERS: 1155DOGTOWN FL CO-OP MORTGAGE LENDERS: 1137DOWLING PARK FL CO-OP MORTGAGE LENDERS: 1296DR. PHILLIPS FL CO-OP MORTGAGE LENDERS: 1312DRIFTON FL CO-OP MORTGAGE LENDERS: 1120DUCK KEY FL CO-OP MORTGAGE LENDERS: 1378DUNEDIN FLORIDA CO-OP MORTGAGE LENDERS: 1795DUNEDIN FL CO-OP MORTGAGE LENDERS: 2457DUPONT FL CO-OP MORTGAGE LENDERS: 1301DURANT FL CO-OP MORTGAGE LENDERS: 1272DYAL FL CO-OP MORTGAGE LENDERS: 1172EAGLE LAKE FL CO-OP MORTGAGE LENDERS: 1349EARLETON FL CO-OP MORTGAGE LENDERS: 1128EAST LAKE WEIR FL CO-OP MORTGAGE LENDERS: 1282EAST LAKE, HILLSBOROUGH COUNTY FL CO-OP MORTGAGE LENDERS: 1221EAST LAKE, PINELLAS COUNTY FL CO-OP MORTGAGE LENDERS: 1420EAST NAPLES FL CO-OP MORTGAGE LENDERS: 1273EAST TAMPA FL CO-OP MORTGAGE LENDERS: 1447EATON PARK FL CO-OP MORTGAGE LENDERS: 1160EDGAR FL CO-OP MORTGAGE LENDERS: 1156EDGEVILLE FL CO-OP MORTGAGE LENDERS: 1062EDGEWATER FL CO-OP MORTGAGE LENDERS: 1484EDGEWOOD FL CO-OP MORTGAGE LENDERS: 1315EGYPT LAKE FL CO-OP MORTGAGE LENDERS: 1082EL CHICO FL CO-OP MORTGAGE LENDERS: 1239EL JOBEAN FL CO-OP MORTGAGE LENDERS: 1118ELKTON FL CO-OP MORTGAGE LENDERS: 1328EMATHLA FL CO-OP MORTGAGE LENDERS: 1184EMPORIA FL CO-OP MORTGAGE LENDERS: 1300ENTERPRISE FL CO-OP MORTGAGE LENDERS: 1317ESCAMBIA FARMS FL CO-OP MORTGAGE LENDERS: 1280ESPANOLA FL CO-OP MORTGAGE LENDERS: 1287ESTIFFANULGA FL CO-OP MORTGAGE LENDERS: 1252EUFALA FL CO-OP MORTGAGE LENDERS: 1179EUSTIS FL CO-OP MORTGAGE LENDERS: 1343EVERGREEN FL CO-OP MORTGAGE LENDERS: 1687EVINSTON FL CO-OP MORTGAGE LENDERS: 1157FAIRFIELD FL CO-OP MORTGAGE LENDERS: 1490FAIRVIEW SHORES FL CO-OP MORTGAGE LENDERS: 1294FAIRVILLA FL CO-OP MORTGAGE LENDERS: 1486FALMOUTH FL CO-OP MORTGAGE LENDERS: 1316FANLEW FL CO-OP MORTGAGE LENDERS: 1213FARMTON FL CO-OP MORTGAGE LENDERS: 1121FAVORETTA FL CO-OP MORTGAGE LENDERS: 1172FEATHER SOUND FL CO-OP MORTGAGE LENDERS: 1366FEDERAL POINT FL CO-OP MORTGAGE LENDERS: 1235FELDA FL CO-OP MORTGAGE LENDERS: 1198FELKEL FL CO-OP MORTGAGE LENDERS: 1212FELLOWSHIP FL CO-OP MORTGAGE LENDERS: 1195FERN CREST VILLAGE FL CO-OP MORTGAGE LENDERS: 1257FERN PARK FL CO-OP MORTGAGE LENDERS: 1265CO-OP Mortgage Lenders Eligibility Requirements for Florida: 2086FISH CREEK FL CO-OP MORTGAGE LENDERS: 1209FISHER CORNER FL CO-OP MORTGAGE LENDERS: 1166FIVE POINTS, WASHINGTON COUNTY FL CO-OP MORTGAGE LENDERS: 1275FLAGLER ESTATES FL CO-OP MORTGAGE LENDERS: 1260FLEMING ISLAND FL CO-OP MORTGAGE LENDERS: 1417FLORAHOME FL CO-OP MORTGAGE LENDERS: 1377FLORIDA CO-OP MORTGAGE LENDERS: 4833FLORIDANA BEACH FL CO-OP MORTGAGE LENDERS: 1272FORT BRADEN FL CO-OP MORTGAGE LENDERS: 1264FORT FLORIDA FL CO-OP MORTGAGE LENDERS: 1195FORT LAUDERDALE FL CO-OP MORTGAGE LENDERS: 2997FORT MASON FL CO-OP MORTGAGE LENDERS: 1280FORT MCCOY FL CO-OP MORTGAGE LENDERS: 1321FORT MEADE FL CO-OP MORTGAGE LENDERS: 1336FORT MYERS BEACH FL CO-OP MORTGAGE LENDERS: 1543FORT MYERS FL CO-OP MORTGAGE LENDERS: 2101FORT OGDEN FL CO-OP MORTGAGE LENDERS: 1240FORT PIERCE FL CO-OP MORTGAGE LENDERS: 1636FORT WALTON BEACH FL CO-OP MORTGAGE LENDERS: 1723FORTYMILE BEND FL CO-OP MORTGAGE LENDERS: 1187FOUNTAIN FL CO-OP MORTGAGE LENDERS: 1314FOWLER’S BLUFF FL CO-OP MORTGAGE LENDERS: 1290FRANKLINTOWN FL CO-OP MORTGAGE LENDERS: 1177FRINK FL CO-OP MORTGAGE LENDERS: 1121FROG CITY FL CO-OP MORTGAGE LENDERS: 1177FRUITLAND PARK FL CO-OP MORTGAGE LENDERS: 1188GAINESVILLE FL CO-OP MORTGAGE LENDERS: 1624GAINESVILLE FLORIDA CO-OP MORTGAGE LENDERS: 3323GANDY FL CO-OP MORTGAGE LENDERS: 1262GARDEN COVE FL CO-OP MORTGAGE LENDERS: 1236GARDEN GROVE FL CO-OP MORTGAGE LENDERS: 1764GARDNER FL CO-OP MORTGAGE LENDERS: 1332GASKINS FL CO-OP MORTGAGE LENDERS: 1155GEORGETOWN FL CO-OP MORTGAGE LENDERS: 1358GIBSONIA FL CO-OP MORTGAGE LENDERS: 1187GLENWOOD HEIGHTS FL CO-OP MORTGAGE LENDERS: 1136GRAHAM FL CO-OP MORTGAGE LENDERS: 1407GRAND ISLAND FL CO-OP MORTGAGE LENDERS: 1269GRANDIN FL CO-OP MORTGAGE LENDERS: 1122GRAYTON BEACH FL CO-OP MORTGAGE LENDERS: 1215GRAYVIK FL CO-OP MORTGAGE LENDERS: 1117GREEN COVE SPRINGS FL CO-OP MORTGAGE LENDERS: 1401GREEN-MAR ACRES FL CO-OP MORTGAGE LENDERS: 1366GREENACRES FL CO-OP MORTGAGE LENDERS: 1544GREENBRIAR FL CO-OP MORTGAGE LENDERS: 1276GREENHEAD FL CO-OP MORTGAGE LENDERS: 1154GULF BREEZE FL CO-OP MORTGAGE LENDERS: 1675GULF HAMMOCK FL CO-OP MORTGAGE LENDERS: 1179GULF HARBORS FL CO-OP MORTGAGE LENDERS: 1213GULFPORT FL CO-OP MORTGAGE LENDERS: 1427HAGUE FL CO-OP MORTGAGE LENDERS: 1287HAILE FL CO-OP MORTGAGE LENDERS: 1160HAINES CITY FL CO-OP MORTGAGE LENDERS: 1509HALLANDALE BEACH FL CO-OP MORTGAGE LENDERS: 1750HARBOR BLUFFS FL CO-OP MORTGAGE LENDERS: 1239HARMONY FL CO-OP MORTGAGE LENDERS: 1439HASAN FL CO-OP MORTGAGE LENDERS: 1180HAWLEY HEIGHTS FL CO-OP MORTGAGE LENDERS: 1131HAWTHORNE FL CO-OP MORTGAGE LENDERS: 1859HENDERSON MILL FL CO-OP MORTGAGE LENDERS: 1196HIALEAH FL CO-OP MORTGAGE LENDERS: 1560HIALEAH GARDENS FL CO-OP MORTGAGE LENDERS: 1304HIBERNIA FL CO-OP MORTGAGE LENDERS: 1246HIGHLAND BEACH FL CO-OP MORTGAGE LENDERS: 1317HIGHLAND LAKES FL CO-OP MORTGAGE LENDERS: 1195HIGHLAND VIEW FL CO-OP MORTGAGE LENDERS: 1320HIGHPOINT FL CO-OP MORTGAGE LENDERS: 1194HILLIARDVILLE FL CO-OP MORTGAGE LENDERS: 1191HINSON FL CO-OP MORTGAGE LENDERS: 1130HOLDEN HEIGHTS FL CO-OP MORTGAGE LENDERS: 1308HOLDER FL CO-OP MORTGAGE LENDERS: 1204HOLIDAY FL CO-OP MORTGAGE LENDERS: 2584HOLLISTER FL CO-OP MORTGAGE LENDERS: 1408HOLLY HILL FL CO-OP MORTGAGE LENDERS: 1279HOLLYWOOD CO-OP MORTGAGE LENDERS: 1817HOLLYWOOD FL CO-OP MORTGAGE LENDERS: 3915HOLMES BEACH FL CO-OP MORTGAGE LENDERS: 1309HOLMES VALLEY FL CO-OP MORTGAGE LENDERS: 1157HOLOPAW FL CO-OP MORTGAGE LENDERS: 1159HOLT FL CO-OP MORTGAGE LENDERS: 1324HOMELAND FL CO-OP MORTGAGE LENDERS: 1345HOMESTEAD FL CO-OP MORTGAGE LENDERS: 1667HOPEWELL GARDENS FL CO-OP MORTGAGE LENDERS: 1246HOPEWELL, HILLSBOROUGH COUNTY FL CO-OP MORTGAGE LENDERS: 1354HOPEWELL, MADISON COUNTY FL CO-OP MORTGAGE LENDERS: 1316HORIZON WEST FL CO-OP MORTGAGE LENDERS: 1232HOSFORD FL CO-OP MORTGAGE LENDERS: 1147HOW DO I QUALIFY FOR AN CO-OP MORTGAGE?: 180HOWARD FL CO-OP MORTGAGE LENDERS: 1249HUDSON BEACH FL CO-OP MORTGAGE LENDERS: 1384HULL FL CO-OP MORTGAGE LENDERS: 1161HUNTER’S CREEK FL CO-OP MORTGAGE LENDERS: 1618HUNTINGTON, PUTNAM COUNTY FL CO-OP MORTGAGE LENDERS: 1215HYPOLUXO FL CO-OP MORTGAGE LENDERS: 1404IAMONIA FL CO-OP MORTGAGE LENDERS: 1288Indialantic FL CO-OP MORTGAGE LENDERS: 1332INDIAN LAKE ESTATES FL CO-OP MORTGAGE LENDERS: 1235INDIAN MOUND VILLAGE FL CO-OP MORTGAGE LENDERS: 1684INDIANOLA FL CO-OP MORTGAGE LENDERS: 1255INGLE FL CO-OP MORTGAGE LENDERS: 1309INNERARITY POINT FL CO-OP MORTGAGE LENDERS: 1096INTERCESSION CITY FL CO-OP MORTGAGE LENDERS: 1260IOLEE FL CO-OP MORTGAGE LENDERS: 1255IRVINE FL CO-OP MORTGAGE LENDERS: 1571ISLAND GROVE FL CO-OP MORTGAGE LENDERS: 1187ISLANDIA FL CO-OP MORTGAGE LENDERS: 1230ISLEWORTH FL CO-OP MORTGAGE LENDERS: 1282ITALIA FL CO-OP MORTGAGE LENDERS: 1297JACKSONVILLE FL CO-OP MORTGAGE LENDERS: 5331JACKSONVILLE FL CO-OP MORTGAGE LENDERS: 2053JEROME FL CO-OP MORTGAGE LENDERS: 1195JEWFISH FL CO-OP MORTGAGE LENDERS: 1285JONESVILLE FL CO-OP MORTGAGE LENDERS: 1528JOSHUA FL CO-OP MORTGAGE LENDERS: 1170JULINGTON CREEK PLANTATION FL CO-OP MORTGAGE LENDERS: 1296JUNO BEACH FL CO-OP MORTGAGE LENDERS: 1825JUPITER FL CO-OP MORTGAGE LENDERS: 1541KALAMAZOO FL CO-OP MORTGAGE LENDERS: 1272KENANSVILLE FL CO-OP MORTGAGE LENDERS: 1213KENDALL FL CO-OP MORTGAGE LENDERS: 1389KENDALL WEST FL CO-OP MORTGAGE LENDERS: 1376KENT FL CO-OP MORTGAGE LENDERS: 1432KEY BISCAYNE FL CO-OP MORTGAGE LENDERS: 1385KEY HAVEN FL CO-OP MORTGAGE LENDERS: 1172KEY WEST FL CO-OP MORTGAGE LENDERS: 1586KEYSVILLE FL CO-OP MORTGAGE LENDERS: 1210KILLARNEY FL CO-OP MORTGAGE LENDERS: 4101KINARD FL CO-OP MORTGAGE LENDERS: 1114KINGS FERRY FL CO-OP MORTGAGE LENDERS: 1153KISSIMMEE FL CO-OP MORTGAGE LENDERS: 1644KNIGHTS FL CO-OP MORTGAGE LENDERS: 1184KORONA FL CO-OP MORTGAGE LENDERS: 1264LABELLE FL CO-OP MORTGAGE LENDERS: 1651LADY LAKE FL CO-OP MORTGAGE LENDERS: 1501LAKE ALFRED FL CO-OP MORTGAGE LENDERS: 1453LAKE BUTLER, ORANGE COUNTY FL CO-OP MORTGAGE LENDERS: 1595LAKE COMO FL CO-OP MORTGAGE LENDERS: 1188LAKE FERN FL CO-OP MORTGAGE LENDERS: 1352LAKE GENEVA FL CO-OP MORTGAGE LENDERS: 1403LAKE HART FL CO-OP MORTGAGE LENDERS: 1320LAKE MARY FL CO-OP MORTGAGE LENDERS: 1457LAKE MARY JANE FL CO-OP MORTGAGE LENDERS: 1372LAKE MONROE FL CO-OP MORTGAGE LENDERS: 1277LAKE PARK FL CO-OP MORTGAGE LENDERS: 1472LAKE SUZY FL CO-OP MORTGAGE LENDERS: 1239LAKE TALLAVANA FL CO-OP MORTGAGE LENDERS: 1246LAKE WALES FL CO-OP MORTGAGE LENDERS: 1608LAKE WORTH FL CO-OP MORTGAGE LENDERS: 1822LAKELAND FL CO-OP MORTGAGE LENDERS: 2212LAKEPORT FL CO-OP MORTGAGE LENDERS: 1215LAKESHORE FL CO-OP MORTGAGE LENDERS: 1161LAKEWOOD FL CO-OP MORTGAGE LENDERS: 1535LAKEWOOD RANCH FL CO-OP MORTGAGE LENDERS: 1265LAMONT FL CO-OP MORTGAGE LENDERS: 1218LANARK VILLAGE FL CO-OP MORTGAGE LENDERS: 1227LANIER FL CO-OP MORTGAGE LENDERS: 1276LANSING FL CO-OP MORTGAGE LENDERS: 1247LANTANA FL CO-OP MORTGAGE LENDERS: 1815LARGO FL CO-OP MORTGAGE LENDERS: 2573LAUDERDALE BY THE SEA FL CO-OP MORTGAGE LENDERS: 1331LAUDERHILL FL CO-OP MORTGAGE LENDERS: 5681LAUDERHILL FL CO-OP MORTGAGE LENDERS: 2155LEESBURG FL CO-OP MORTGAGE LENDERS: 1578LEMON BLUFF FL CO-OP MORTGAGE LENDERS: 1088LEONARDS FL CO-OP MORTGAGE LENDERS: 1098LESSIE FL CO-OP MORTGAGE LENDERS: 1239LETO FL CO-OP MORTGAGE LENDERS: 1209LIGHTHOUSE POINT FL CO-OP MORTGAGE LENDERS: 1342LILLIBRIDGE FL CO-OP MORTGAGE LENDERS: 1293LINDEN FL CO-OP MORTGAGE LENDERS: 1436LITHIA FL CO-OP MORTGAGE LENDERS: 1442LITTLE LAKE CITY FL CO-OP MORTGAGE LENDERS: 1137LLOYD FL CO-OP MORTGAGE LENDERS: 1188LOCHLOOSA FL CO-OP MORTGAGE LENDERS: 1246LONGBOAT KEY FL CO-OP MORTGAGE LENDERS: 1350LONGWOOD FL CO-OP MORTGAGE LENDERS: 1506LORIDA FL CO-OP MORTGAGE LENDERS: 1240LOTTIEVILLE FL CO-OP MORTGAGE LENDERS: 1217LOWELL FL CO-OP MORTGAGE LENDERS: 1245LOXAHATCHEE FL CO-OP MORTGAGE LENDERS: 1676LUDLAM FL CO-OP MORTGAGE LENDERS: 1158LULU FL CO-OP MORTGAGE LENDERS: 1294MABEL FL CO-OP MORTGAGE LENDERS: 1306MAITLAND FL CO-OP MORTGAGE LENDERS: 1717MARCO ISLAND FL CO-OP MORTGAGE LENDERS: 1454MARGATE FL CO-OP MORTGAGE LENDERS: 2130MARION COUNTY FL CO-OP MORTGAGE LENDERS: 1153MARION OAKS FL CO-OP MORTGAGE LENDERS: 1265MARTIN FL CO-OP MORTGAGE LENDERS: 1385MARYSVILLE FL CO-OP MORTGAGE LENDERS: 1451MAYTOWN FL CO-OP MORTGAGE LENDERS: 1152MCALPIN FL CO-OP MORTGAGE LENDERS: 1148MCDAVID FL CO-OP MORTGAGE LENDERS: 1052MCNEAL FL CO-OP MORTGAGE LENDERS: 1160MCRAE FL CO-OP MORTGAGE LENDERS: 1225MEADOWBROOK TERRACE FL CO-OP MORTGAGE LENDERS: 1101MEADOWCREST FL CO-OP MORTGAGE LENDERS: 1217MEDART FL CO-OP MORTGAGE LENDERS: 1206MELBOURNE BEACH FL CO-OP MORTGAGE LENDERS: 1461MELBOURNE FL CO-OP MORTGAGE LENDERS: 2483MELBOURNE SHORES FL CO-OP MORTGAGE LENDERS: 1200MELROSE FL CO-OP MORTGAGE LENDERS: 1248MERIDIAN FL CO-OP MORTGAGE LENDERS: 1394MIAMI BEACH FL CO-OP MORTGAGE LENDERS: 1540MIAMI FL CO-OP MORTGAGE LENDERS: 1936MIAMI FLORIDA CO-OP MORTGAGE LENDERS: 8892MIAMI FLORIDA CO-OP MORTGAGE LENDERS: 1710MICCOSUKEE FL CO-OP MORTGAGE LENDERS: 1392MIDWAY, SANTA ROSA COUNTY FL CO-OP MORTGAGE LENDERS: 1338MIKESVILLE FL CO-OP MORTGAGE LENDERS: 1128MILES CITY FL CO-OP MORTGAGE LENDERS: 1116MILLIGAN FL CO-OP MORTGAGE LENDERS: 1114MILLVILLE FL CO-OP MORTGAGE LENDERS: 1235MILTON FL CO-OP MORTGAGE LENDERS: 1540MIN580FICO – TAMPA FL CO-OP MORTGAGE LENDERS: 2084MINNEOLA FL CO-OP MORTGAGE LENDERS: 1348MIRAMAR FL CO-OP MORTGAGE LENDERS: 1515MIRAMAR FLORIDA CO-OP MORTGAGE LENDERS: 3570MONKEY BOX FL CO-OP MORTGAGE LENDERS: 1261MOUNT DORA FL CO-OP MORTGAGE LENDERS: 1518MOUNT PLEASANT FL CO-OP MORTGAGE LENDERS: 1468MOUNTAIN LAKE FL CO-OP MORTGAGE LENDERS: 1296MUCE FL CO-OP MORTGAGE LENDERS: 1266MYAKKA CITY FL CO-OP MORTGAGE LENDERS: 1241NALCREST FL CO-OP MORTGAGE LENDERS: 1272NAPLES FL CO-OP MORTGAGE LENDERS: 1801NARCOOSSEE FL CO-OP MORTGAGE LENDERS: 1219NASSAUVILLE FL CO-OP MORTGAGE LENDERS: 1190NAVARRE BEACH FL CO-OP MORTGAGE LENDERS: 1151NAVARRE FL CO-OP MORTGAGE LENDERS: 1381NEALS FL CO-OP MORTGAGE LENDERS: 1182NEPTUNE BEACH FL CO-OP MORTGAGE LENDERS: 1352NEW HOPE FL CO-OP MORTGAGE LENDERS: 1243NEW PORT RICHEY FL CO-OP MORTGAGE LENDERS: 2577NEW SMYRNA BEACH FL CO-OP MORTGAGE LENDERS: 1356NEWPORT, MONROE COUNTY FL CO-OP MORTGAGE LENDERS: 1188NEWPORT, WAKULLA COUNTY FL CO-OP MORTGAGE LENDERS: 1284NICEVILLE FL CO-OP MORTGAGE LENDERS: 1395NICHOLS FL CO-OP MORTGAGE LENDERS: 1256NOCATEE, DESOTO COUNTY FL CO-OP MORTGAGE LENDERS: 1071NOCATEE, ST. JOHNS COUNTY FL CO-OP MORTGAGE LENDERS: 1446NORTH MEADOWBROOK TERRACE FL CO-OP MORTGAGE LENDERS: 1135NORTH MIAMI BEACH FL CO-OP MORTGAGE LENDERS: 1719NORTH MIAMI FL CO-OP MORTGAGE LENDERS: 1638NORTH PORT FL CO-OP MORTGAGE LENDERS: 1881NORTH RUSKIN FL CO-OP MORTGAGE LENDERS: 1360NOWATNEY FL CO-OP MORTGAGE LENDERS: 1322O’BRIEN FL CO-OP MORTGAGE LENDERS: 1306O’NEIL FL CO-OP MORTGAGE LENDERS: 1308OAK RIDGE FL CO-OP MORTGAGE LENDERS: 1317OAKLAND PARK FL CO-OP MORTGAGE LENDERS: 1658OCALA FL CO-OP MORTGAGE LENDERS: 2694OCEAN RIDGE FL CO-OP MORTGAGE LENDERS: 1836OCHEESEE LANDING FL CO-OP MORTGAGE LENDERS: 1228OCHEESEULGA FL CO-OP MORTGAGE LENDERS: 1284OCHLOCKONEE FL CO-OP MORTGAGE LENDERS: 1130OCHOPEE FL CO-OP MORTGAGE LENDERS: 1096OCKLAWAHA FL CO-OP MORTGAGE LENDERS: 1173OCOEE FL CO-OP MORTGAGE LENDERS: 1548OJUS FL CO-OP MORTGAGE LENDERS: 1185OKEECHOBEE FL CO-OP MORTGAGE LENDERS: 1483OKEELANTA FL CO-OP MORTGAGE LENDERS: 1225OLD MYAKKA FL CO-OP MORTGAGE LENDERS: 1103OLD TOWN FL CO-OP MORTGAGE LENDERS: 1145OLDSMAR FL CO-OP MORTGAGE LENDERS: 1649OLUSTEE FL CO-OP MORTGAGE LENDERS: 1158ONA FL CO-OP MORTGAGE LENDERS: 1207ONECO FL CO-OP MORTGAGE LENDERS: 1222ORANGE BEND FL CO-OP MORTGAGE LENDERS: 1160ORANGE LAKE FL CO-OP MORTGAGE LENDERS: 1184ORANGE PARK FL CO-OP MORTGAGE LENDERS: 1452ORANGE SPRINGS FL CO-OP MORTGAGE LENDERS: 1089ORIENT PARK FL CO-OP MORTGAGE LENDERS: 1154ORIOLE BEACH FL CO-OP MORTGAGE LENDERS: 1265ORLANDO FL CO-OP MORTGAGE LENDERS: 6382ORLO VISTA FL CO-OP MORTGAGE LENDERS: 1335ORMOND BEACH FL CO-OP MORTGAGE LENDERS: 1481ORTONA, GLADES COUNTY FL CO-OP MORTGAGE LENDERS: 1169OSLO FL CO-OP MORTGAGE LENDERS: 1137OSTEEN FL CO-OP MORTGAGE LENDERS: 1388OVIEDO FL CO-OP MORTGAGE LENDERS: 1667OXFORD FL CO-OP MORTGAGE LENDERS: 1448OZELLO FL CO-OP MORTGAGE LENDERS: 1139OZONA FL CO-OP MORTGAGE LENDERS: 1313PAINTERS HILL FL CO-OP MORTGAGE LENDERS: 1314PALATKA FL CO-OP MORTGAGE LENDERS: 1666PALM BAY FL CO-OP MORTGAGE LENDERS: 1783PALM BAY FLORIDA CO-OP MORTGAGE LENDERS: 2659PALM BEACH FARMS FL CO-OP MORTGAGE LENDERS: 1106PALM BEACH FL CO-OP MORTGAGE LENDERS: 3915PALM BEACH FL CO-OP MORTGAGE LENDERS: 1507PALM BEACH GARDENS FL CO-OP MORTGAGE LENDERS: 1434PALM COAST FL CO-OP MORTGAGE LENDERS: 1496PALM HARBOR FL CO-OP MORTGAGE LENDERS: 1413Palm Harbor Florida CO-OP Mortgage Lenders – MIN 580 FICO: 10304PALM RIVER FL CO-OP MORTGAGE LENDERS: 1301PALMA SOLA FL CO-OP MORTGAGE LENDERS: 1262PALMDALE FL CO-OP MORTGAGE LENDERS: 1469PALMETTO FL CO-OP MORTGAGE LENDERS: 1722PANACEA FL CO-OP MORTGAGE LENDERS: 1128PANAMA CITY BEACH FL CO-OP MORTGAGE LENDERS: 1404PANAMA CITY FL CO-OP MORTGAGE LENDERS: 2463PARRISH FL CO-OP MORTGAGE LENDERS: 1298PELICAN LAKE FL CO-OP MORTGAGE LENDERS: 1257PENNICHAW FL CO-OP MORTGAGE LENDERS: 1199PENSACOLA BEACH FL CO-OP MORTGAGE LENDERS: 1400PENSACOLA FL CO-OP MORTGAGE LENDERS: 1670PENSACOLA FLORIDA CO-OP MORTGAGE LENDERS: 2178PERDIDO KEY FL CO-OP MORTGAGE LENDERS: 1286PETERS FL CO-OP MORTGAGE LENDERS: 1128PICNIC FL CO-OP MORTGAGE LENDERS: 1161PINE ISLAND, CALHOUN COUNTY FL CO-OP MORTGAGE LENDERS: 1139PINECREST FL CO-OP MORTGAGE LENDERS: 1265PINECREST, HILLSBOROUGH COUNTY FL CO-OP MORTGAGE LENDERS: 1264PINELLAS PARK FL CO-OP MORTGAGE LENDERS: 2037PINEOLA FL CO-OP MORTGAGE LENDERS: 1136PINETTA FL CO-OP MORTGAGE LENDERS: 1141PLANT CITY FL CO-OP MORTGAGE LENDERS: 1520PLANTATION FL CO-OP MORTGAGE LENDERS: 1540PLANTATION FL CO-OP MORTGAGE LENDERS: 1421PONCE INLET FL CO-OP MORTGAGE LENDERS: 1279PORT ORANGE FL CO-OP MORTGAGE LENDERS: 1904PORT ST. LUCIE FL CO-OP MORTGAGE LENDERS: 5453PORT ST. LUCIE FL CO-OP MORTGAGE LENDERS: 1521PUNTA GORDA FL CO-OP MORTGAGE LENDERS: 1533RAINBOW LAKES ESTATES FL CO-OP MORTGAGE LENDERS: 1222RED HEAD FL CO-OP MORTGAGE LENDERS: 1163REDLAND FL CO-OP MORTGAGE LENDERS: 1313RESTON FL CO-OP MORTGAGE LENDERS: 1240RIDGECREST FL CO-OP MORTGAGE LENDERS: 1206RIO PINAR FL CO-OP MORTGAGE LENDERS: 1062ROCHELLE FL CO-OP MORTGAGE LENDERS: 1197ROCK HARBOR FL CO-OP MORTGAGE LENDERS: 1060ROCKLEDGE FL CO-OP MORTGAGE LENDERS: 1499ROCKY CREEK FL CO-OP MORTGAGE LENDERS: 1295ROLLINS CORNER FL CO-OP MORTGAGE LENDERS: 1160ROSEMARY BEACH FL CO-OP MORTGAGE LENDERS: 1182ROTONDA WEST FL CO-OP MORTGAGE LENDERS: 1422ROUND LAKE FL CO-OP MORTGAGE LENDERS: 1147ROYAL PALM BEACH FL CO-OP MORTGAGE LENDERS: 1361RUNYON FL CO-OP MORTGAGE LENDERS: 1189RUTLAND FL CO-OP MORTGAGE LENDERS: 1191SAFETY HARBOR FL CO-OP MORTGAGE LENDERS: 1768SALEM FL CO-OP MORTGAGE LENDERS: 1261SALT SPRINGS FL CO-OP MORTGAGE LENDERS: 1219SAMPSON CITY FL CO-OP MORTGAGE LENDERS: 1152SAN CASTLE FL CO-OP MORTGAGE LENDERS: 1099SAN MATEO FL CO-OP MORTGAGE LENDERS: 1417SANDERSON FL CO-OP MORTGAGE LENDERS: 1168SANFORD FL CO-OP MORTGAGE LENDERS: 1829SANIBEL FL CO-OP MORTGAGE LENDERS: 1293SANLANDO SPRINGS FL CO-OP MORTGAGE LENDERS: 1303SANTA MONICA FL CO-OP MORTGAGE LENDERS: 1460SANTA ROSA BEACH FL CO-OP MORTGAGE LENDERS: 1355SATELLITE BEACH FL CO-OP MORTGAGE LENDERS: 1355SATSUMA FL CO-OP MORTGAGE LENDERS: 1184SCOTLAND FL CO-OP MORTGAGE LENDERS: 1203SCOTTOWN FL CO-OP MORTGAGE LENDERS: 1217SCOTTS FERRY FL CO-OP MORTGAGE LENDERS: 1179SCOTTSMOOR FL CO-OP MORTGAGE LENDERS: 1194SEACREST FL CO-OP MORTGAGE LENDERS: 1209SEASIDE CITY FL CO-OP MORTGAGE LENDERS: 1334SEASIDE FL CO-OP MORTGAGE LENDERS: 1454SEBASTIAN FL CO-OP MORTGAGE LENDERS: 1686SELMAN FL CO-OP MORTGAGE LENDERS: 1148SENYAH FL CO-OP MORTGAGE LENDERS: 1185SEWALL’S POINT FL CO-OP MORTGAGE LENDERS: 1288SHADEVILLE FL CO-OP MORTGAGE LENDERS: 1122SHADY GROVE, JACKSON COUNTY FL CO-OP MORTGAGE LENDERS: 1197SHADY GROVE, TAYLOR COUNTY FL CO-OP MORTGAGE LENDERS: 1184SHALIMAR FL CO-OP MORTGAGE LENDERS: 1411SHELL POINT FL CO-OP MORTGAGE LENDERS: 1213SILVER PALM FL CO-OP MORTGAGE LENDERS: 1260SILVER SPRINGS FL CO-OP MORTGAGE LENDERS: 1229SLAVIA FL CO-OP MORTGAGE LENDERS: 1127SOUTHFORT FL CO-OP MORTGAGE LENDERS: 1074SOUTHPORT FL CO-OP MORTGAGE LENDERS: 1203SPARR FL CO-OP MORTGAGE LENDERS: 1146SPRING LAKE, HIGHLANDS COUNTY FL CO-OP MORTGAGE LENDERS: 1323SPUDS FL CO-OP MORTGAGE LENDERS: 1147ST PETERSBURG FL CO-OP MORTGAGE LENDERS: 6050ST. AUGUSTINE BEACH FL CO-OP MORTGAGE LENDERS: 1458ST. AUGUSTINE FL CO-OP MORTGAGE LENDERS: 1951ST. CATHERINE FL CO-OP MORTGAGE LENDERS: 1099ST. CLOUD FL CO-OP MORTGAGE LENDERS: 1675ST. HEBRON FL CO-OP MORTGAGE LENDERS: 1172ST. JOHN FL CO-OP MORTGAGE LENDERS: 1288ST. JOHNS FL CO-OP MORTGAGE LENDERS: 1780ST. JOSEPH, PASCO COUNTY FL CO-OP MORTGAGE LENDERS: 1603ST. PETE BEACH FL CO-OP MORTGAGE LENDERS: 1345ST. PETERSBURG FL CO-OP MORTGAGE LENDERS: 1941ST. TERESA FL CO-OP MORTGAGE LENDERS: 1195STOCK ISLAND FL CO-OP MORTGAGE LENDERS: 1267STUART FL CO-OP MORTGAGE LENDERS: 1398SUGARLOAF SHORES FL CO-OP MORTGAGE LENDERS: 1029SUMATRA FL CO-OP MORTGAGE LENDERS: 1113SUMMERFIELD FL CO-OP MORTGAGE LENDERS: 1419SUMMERLAND KEY FL CO-OP MORTGAGE LENDERS: 1268SUMNER FL CO-OP MORTGAGE LENDERS: 1282SUMTERVILLE FL CO-OP MORTGAGE LENDERS: 1262SUN ‘N LAKE OF SEBRING FL CO-OP MORTGAGE LENDERS: 1193SUN CITY FL CO-OP MORTGAGE LENDERS: 1420SUNNY HILLS FL CO-OP MORTGAGE LENDERS: 1243SUNNYSIDE FL CO-OP MORTGAGE LENDERS: 1314SUNSET POINT FL CO-OP MORTGAGE LENDERS: 1225SUNTREE FL CO-OP MORTGAGE LENDERS: 1185SURFSIDE FL CO-OP MORTGAGE LENDERS: 1553SUWANNEE FL CO-OP MORTGAGE LENDERS: 1280SVEA FL CO-OP MORTGAGE LENDERS: 1080SWEET GUM HEAD FL CO-OP MORTGAGE LENDERS: 1160SWEETWATER CREEK FL CO-OP MORTGAGE LENDERS: 1329SWEETWATER, HARDEE COUNTY FL CO-OP MORTGAGE LENDERS: 1320SWITZERLAND FL CO-OP MORTGAGE LENDERS: 1324SYDNEY FL CO-OP MORTGAGE LENDERS: 1288TAFT FL CO-OP MORTGAGE LENDERS: 1272TAINTSVILLE FL CO-OP MORTGAGE LENDERS: 1204TALLAHASSEE FL CO-OP MORTGAGE LENDERS: 1457TALLAHASSEE FLORIDA CO-OP MORTGAGE LENDERS: 4298TALLEVAST FL CO-OP MORTGAGE LENDERS: 1215TAMARAC FL CO-OP MORTGAGE LENDERS: 2744TAMPA FLORIDA CO-OP MORTGAGE LENDERS: 4426TANGELO PARK FL CO-OP MORTGAGE LENDERS: 1245TARPON SPRINGS FL CO-OP MORTGAGE LENDERS: 2129TARRYTOWN FL CO-OP MORTGAGE LENDERS: 1254TAVARES FL CO-OP MORTGAGE LENDERS: 1334TAVERNIER FL CO-OP MORTGAGE LENDERS: 1161TELOGIA FL CO-OP MORTGAGE LENDERS: 1072TEMPLE TERRACE FL CO-OP MORTGAGE LENDERS: 1369TERRA CEIA FL CO-OP MORTGAGE LENDERS: 1229THE ACREAGE FL CO-OP MORTGAGE LENDERS: 1150THOMPSON FL CO-OP MORTGAGE LENDERS: 1203TITUSVILLE FL CO-OP MORTGAGE LENDERS: 2068TRAIL CENTER FL CO-OP MORTGAGE LENDERS: 1078TREASURE ISLAND FL CO-OP MORTGAGE LENDERS: 1302TRILACOOCHEE FL CO-OP MORTGAGE LENDERS: 1304TRILBY FL CO-OP MORTGAGE LENDERS: 1243TURKEY CREEK FL CO-OP MORTGAGE LENDERS: 1208TWO EGG FL CO-OP MORTGAGE LENDERS: 1238TYLER FL CO-OP MORTGAGE LENDERS: 1337UNIVERSITY, ORANGE COUNTY FL CO-OP MORTGAGE LENDERS: 1177UPTHEGROVE BEACH FL CO-OP MORTGAGE LENDERS: 1136VALDEZ FL CO-OP MORTGAGE LENDERS: 1205VALPARAISO FL CO-OP MORTGAGE LENDERS: 1247VANDERBILT BEACH ESTATES FL CO-OP MORTGAGE LENDERS: 1281VANDERBILT BEACH FL CO-OP MORTGAGE LENDERS: 1253VENICE FL CO-OP MORTGAGE LENDERS: 1990VENUS FL CO-OP MORTGAGE LENDERS: 1248VERDIE FL CO-OP MORTGAGE LENDERS: 1199VERMONT HEIGHTS FL CO-OP MORTGAGE LENDERS: 1246VERO BEACH FL CO-OP MORTGAGE LENDERS: 2051VERO LAKE ESTATES FL CO-OP MORTGAGE LENDERS: 1377VIERA FL CO-OP MORTGAGE LENDERS: 1383VIKING FL CO-OP MORTGAGE LENDERS: 1128VINELAND FL CO-OP MORTGAGE LENDERS: 1318VIRGINIA VILLAGE FL CO-OP MORTGAGE LENDERS: 1123VOLUSIA FL CO-OP MORTGAGE LENDERS: 1237WACISSA FL CO-OP MORTGAGE LENDERS: 1211WADESBORO FL CO-OP MORTGAGE LENDERS: 1315WAKULLA BEACH FL CO-OP MORTGAGE LENDERS: 1225WALNUT HILL FL CO-OP MORTGAGE LENDERS: 1199WANNEE FL CO-OP MORTGAGE LENDERS: 1100WATERCOLOR FL CO-OP MORTGAGE LENDERS: 1134WATERS LAKE FL CO-OP MORTGAGE LENDERS: 1021WATERSOUND FL CO-OP MORTGAGE LENDERS: 1234WAUKEENAH FL CO-OP MORTGAGE LENDERS: 1250WEIRSDALE FL CO-OP MORTGAGE LENDERS: 1172WELCOME FL CO-OP MORTGAGE LENDERS: 1096WELLBORN FL CO-OP MORTGAGE LENDERS: 1167WELLINGTON FL CO-OP MORTGAGE LENDERS: 2030WEST KENDALL FL CO-OP MORTGAGE LENDERS: 1385WEST MELBOURNE FL CO-OP MORTGAGE LENDERS: 1441WEST PALM BEACH FL CO-OP MORTGAGE LENDERS: 1781WESTCHESTER FL CO-OP MORTGAGE LENDERS: 1313WESTON FL CO-OP MORTGAGE LENDERS: 3691WESTON FL CO-OP MORTGAGE LENDERS: 1764WHISPERING PINES FL CO-OP MORTGAGE LENDERS: 1171WHITE CITY, GULF COUNTY FL CO-OP MORTGAGE LENDERS: 1222WILBUR-BY-THE-SEA FL CO-OP MORTGAGE LENDERS: 1248WILCOX FL CO-OP MORTGAGE LENDERS: 1164WILCOX JUNCTION FL CO-OP MORTGAGE LENDERS: 1167WILLIFORD FL CO-OP MORTGAGE LENDERS: 1115WILLIS FL CO-OP MORTGAGE LENDERS: 1250WILTON MANORS FL CO-OP MORTGAGE LENDERS: 1395WINDSOR, ALACHUA COUNTY FL CO-OP MORTGAGE LENDERS: 1347WINSTON FL CO-OP MORTGAGE LENDERS: 1426WINTER GARDEN FL CO-OP MORTGAGE LENDERS: 1536WINTER HAVEN FL CO-OP MORTGAGE LENDERS: 1760WINTER PARK FL CO-OP MORTGAGE LENDERS: 1362WINTER SPRINGS FL CO-OP MORTGAGE LENDERS: 1638YELVINGTON FL CO-OP MORTGAGE LENDERS: 1131YOUNGSTOWN FL CO-OP MORTGAGE LENDERS: 1389ZELLWOOD FL CO-OP MORTGAGE LENDERS: 1180ZUBER FL CO-OP MORTGAGE LENDERS: 1272