24 HOUR GEORIGA BUSINESS BANK STATEMENT ONLY LENDERS

Bank Statement BUSINESS LOAN Lenders offer a 24-Month Bank Statement Loan Program using Georgia Bank Statements ONLY to qualify for a BUSINESS LOAN..Georgia

Bank Statement Only borrowers that can document their income by providing the following 2 documents along with 24 months banks statements

Georgia Business Georgia Bank Statements or Personal Statements to 90%LTV!!!
• 100% of Deposits for Personal Statements! or
• 100% of Deposits for Georgia Business Georgia Bank Statements Statements!
• Don’t look at Withdrawals!
• Don’t look at Overdrafts!
• No P&L!
• No Reserves!

Our Stated and Bank Statement Only Loan Approvals Up to $3,000,000 Loan Amounts

BANK STATEMENT ONLY BUSINESS LOAN LENDERS REQUIREMENTS  

1. Min 500 FICO!
2. 24 Months of Statements
3. Owner Occ. w/ 600 Fico, Non-Owner & 2nd Homes w/500 Fico
4. Self Employed and 1099 borrowers only

FOR YOUR FREE NO OBLIGATION CONSOLATION 24 Months Bank Statement Only Employment Types:

• Self Employed
• 1099
  o Must provide Georgia Business Georgia Bank Statements license, Tax Preparer’s NOT Audited letter or corporate paperwork.

US BUSINESS LOAN Lenders will accept Personal or Georgia Business Georgia Bank Statements Georgia Bank Statements.  However, qualifying income will be calculated differently.

Personal Georgia Bank Statements:  100% of Deposits- Add all deposits for all 24 months and divide that amount by 24 to receive the monthly income amount we will apply as the borrower’s qualifying income.

Ex. 24 months deposits total = $200,000 / 24 = $8,333 a month income.

Georgia Business Georgia Bank Statements Georgia Bank Statements:  50% of Deposits- Add all deposits for all 24 months, divide by 2, and then divide by 24 to receive the monthly income amount we will give to the borrower.

Ex. 24 month deposit total = $500,000 / 2 = $250,000 / 24 = $10,333 a month income. * Only 50% is used because we have to assume the Georgia Business Georgia Bank Statements has overhead.

Details of Bank Statement Only Lenders Program:

Personal & Georgia Business Georgia Bank Statements Guidelines

• Only deposits can be used Transfers are NOT counted on personal and case-by-case for Georgia Business Georgia Bank Statements*
• Must have 24 consecutive months of statements (no gaps)
• Must provide All pages (even the last pages with advertising)
• Can not commingle (use two different accounts) statements**
• If the account was used and closed and new account for the remainder of statements must show the closing of old account and the opening of a new account

bank Transfers may be accepted for Georgia Business Georgia Bank Statements statements when they come from credit card clearing houses (examples: Paypal, Square, AMEX, etcetera).  Case-by-Case and must be considered normal for the company.

Bank statement only borrowers may use multiple bank accounts are considered on a case-by-case when (a) one account is closing and reopening new account, or (b) for Georgia Business Georgia Bank Statements accounts that are two different and autonomous Georgia Business Georgia Bank Statements

Serving Every City and County in Georgia Including:

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