NO Tax Return Mortgage Lenders – Use Bank Statement Income To Purchase Or Refinance
Self Employed Mortgage Solutions For Business Owners
Bank statement mortgage lenders provide a perfect option for self-employed mortgage applicants who do not have the tax documents to prove their ability to pay. Bank statement mortgage lenders can offer up to 90% LTV on personal and business and 55% DTI with scores as low as 580.
- No tax returns required
- 12 month personal or business bank statements used for income.
- Loans up to $3 million
- Credit scores down to 580
- Up to 90% LTV on Personal and Business with no MI
- No Pre Payment Penalty
- Owner-occupied, 2nd homes and investment properties
- 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
- Non-warrantable condos considered
- Jumbo loans down to 600 score
- 5/1 ARM or 30-year fixed
- Seller concessions to 6% (2% for investment)
- 2 year self-employed required or W2
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